Phil is going to purchase a home with a sale price of $225,000. He is able to put 20% down for her down-payment and get a mortgage for the balance. The cost of home insurance is $3,200 yearly. The taxes are $1,170 yearly. He is trying to decide between a 30 year fixed loan and a 15 year fixed loan. Interest rate for the 30-year mortgage is 3.75%. Interest rate for the 15-year mortgage is 2.85%. Phil's credit score is 725.



5) What will his monthly payment be, including taxes, insurance, and other fees, rounded to the nearest dollar, if he chooses the 30 year fixed?

6) How much will Nick have paid total for the house for the 30-year fixed mortgage?

7) What will his monthly payment be, including taxes, insurance, and other fees, rounded to the nearest dollar, if he chooses the 15 year fixed?

8) How much will he have paid total for the house if he does a 15-year mortgage?

Answers

Answer 1

Answer:

this is hard too

Step-by-step explanation:


Related Questions

Your utility company charges 14 cents per kilowatt-hour of electricity. Complete parts (a) and (b) below.
a. What is the daily cost of keeping lit a 150-watt light bulb for 8 hours each day?
b. How much will you save in a year if you replace the bulb with an LED bulb that provides the same amount of light using only 20 watts of power?
a. The daily cost of keeping lit a 150-watt light bulb for 8 hours each day is $
(Round to three decimal places as needed.)
b. The yearly savings of replacing the 150-watt light bulb with a 20-watt light bulb is
(Round to two decimal places as needed.)

Answers

Answer:

P = 150 W * 60 sec/min * 60 min/hr =  540000 W-sec/hr

1 kW = 1000 W * 3600 sec = 3.6E6 W-sec

E (8 hrs) = 8 * .54E6 W-s = 4.32E6 W-sec

or E= 4.32/3.6 = 1.2 kW = .168 $/day

20/150 = .133 as much for a 20-watt bulb

For a LED bulb cost/day = .168 * .133 = $.022/da

Note 1 W = 1 Joule/sec

I’m confused with this question I need helppp please

Answers

It's the first one

I hope this help :)

Answer:

B. I and II

More Information:

Function :

A special relationship where each input has a single output.

The x-value of the vertex of f(x) = x2 - 10x + 3 is

Answers

Answer:

x- coordinate = 5

Step-by-step explanation:

Given a parabola in standard form , f(x) = ax² + bx + c ( a ≠ 0 ) , then

The x- coordinate of the vertex is

x = - [tex]\frac{b}{2a}[/tex]

f(x) = x² - 10x + 3 ← is in standard form

with a = 1 , b = - 10 , then x- coordinate of vertex is

x = - [tex]\frac{-10}{2}[/tex] = 5

A courtyard has the shape of a rectangle 45 ft and 28 ft wide. How long is a sidewalk from one corner diagonally to the opposite corner?
56 ft

47 ft

50 ft

53 ft

Answers

Answer:

53

Step-by-step explanation:

We use the pythagorean theorem, a^2 + b^2 = c^2. We can fill a and b for 45 and 28. 45^2 is 2025, and 28^2 is 784. Adding them up gives us 2809. The square root of 2809 is 53.

The area of a triangle is 83 square feet. The base is twice the height. Find the height.

Answers

Answer:

166

Step-by-step explanation:

83x2(twice the height)

PLEASE HELP!! DUE SOON!!! WILL GIVE 5 STARS ALONG WITH A HEART!!!

Answers

Answer:

8

Step-by-step explanation:

Solve this system of equations using the Substitution method. Don't forget to write your final answer as a coordinate point. You must show all your work
3x + y = -2
y = 2x +3

Answers

The substitution method and writing the solution of the system in terms of coordinate point (x, y) = (-1, 1).

A system of linear equation is a group of one or more linear equations which can be solved by using a simultaneous equation or elimination method.

From the information given;

3x + y = -2      ----- (1)

y = 2x +3        ----- (2)

By using substitution method, we will replace the value of equation (2) into equation (1), by doing so, we have:

3x + (2x + 3) = -2

3x + 2x + 3 = -2

5x + 3 = -2

5x = -2 - 3

5x = - 5

x = -5/5

x = -1

From equation (2), let's replace the value of x = - 1 into equation (2);

y = 2x + 3

y = 2(-1) + 3

y = -2 + 3

y = 1

Therefore, by using the substitution method and writing the solution of the system in terms of coordinate point (x, y) = (-1, 1).

Learn more about substitution method here:

https://brainly.com/question/14619835?referrer=searchResults

A shuffled deck of cards is placed facedown on the table. It contains 7
hearts, 8 diamonds, 6 clubs and 3 spades. What is the probability that the top two cards are one of the clubs followed by one of the heartS?

Answers

Answer:

3/23 x 5/23 = 15/529 = 2.84%

Answer:

First find the total of 7 hearts, 8 diamonds, 6 clubs and 6 spades which is 24 altogether. Therefore we are talking about 4 types of cards. I therefore think the probability will be 2/24

Which of the following is a solution of 4x + 3x = 12?
(a) (4,0)
(b) (3,0)​

Answers

Answer:

B

Step-by-step explanation:

Given equation is 4x+3y = 12

(3,0) is a solution because

LHS =

⇛ 4(3)+3(0)

⇛ 12+0

⇛ 12

⇛ RHS

LHS = RHS

also read similar questions: Find the intercepts of the graph given the following equation 4x – 3y = 12 A (4,0) and (0,-3) B (-3,0) and (0,-4) (3,0) and (0,-4) D (3,0) and (0,4)...

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Which is a solution to the equation y=12-3x A.(4,3) C.(4,0) B.(-4,4) D.(0,4)....

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need help with math probelem i will give you 5 stars and a good rating

Answers

Answer:

8 feet

Step-by-step explanation:

12 x 2 =24

40 - 24 = 16

16 /2 = 8

Hope it helps :)

Solve for x. Show all work. 2/3 (x+7) =10

Answers

Answer:

answer is 8

Step-by-step explanation:

2/3(x+7)=10

2x/3+14/3=10

2x/3=10-14/3==>30-14/3

2x/3=16/3

x=16/3*3/2

x=8

Find the values of x and y

Answers

Answer:

  x = 25, y = 19

Step-by-step explanation:

The external angle is supplementary to the adjacent internal angle.

  2x +130 = 180

  2x = 50 . . . . . . . subtract 130

  x = 25 . . . . . . . divide by 2

__

The external angle is equal to the sum of the remote internal angles.

  130 = 54 +4y

  76 = 4y . . . . . . . subtract 54

  19 = y . . . . . . . divide by 4

I was absentee and i dont know how to solve it help plz

Answers

Answer:

-1/3

i think.

Step-by-step explanation:

if it's to find slope

Answer:

m = -1/3

Step-by-step explanation:

There are two easy ways you can find the slope. The first one is using the rise over run method which is to first count how much you need to go up or down to get to the other point, and then how much you need to go forward. In this case you go down one, and forward three. This means its -1/3. You can also use the slope formula which uses the coordinates of each point. I attached it to this answer. (m representing slope)

PLEASE HELP ME!!!
Which expression has a value of 8?

a: 10−(−2)

b: (−10)−(−2)

c:(−2)−(−10)

d: (−2)−10

Answers

Answer:

c:(-2)-(-10)

Step-by-step explanation:

When two minus symbols are next to each other in an expression, they become a plus sign.

a: 10-(-2)

   10+2

     12

b: (-10)-(-2)

     -10+2

        -8

c: (-2)-(-10)

     -2+10

        8

d: (-2)-10

      -12

C.

-2 - -10= 8

The negative stays the same. The two dashes in between 2 and 10 become pluses.

10 - 2 = 8

The bigger number positive or negative is the dominant passing down their + or - to the value.

Frank rented a truck for one day. There was a base fee of $18.99, and there was an additional charge of 76 cents for cach mile driven. Frank had
S152.75 when he returned the truck. For how many miles did he drive the truck?

Answers

Answer:

Frank drove 176 miles.

Step-by-step explanation:

Subtract the base fee from the total payment

152.75 - 18.99 = 133.76

divide the remaining amount(price for miles driven) by the cost for each mile

133.76 / .76 = 176

176 miles.

On solving the linear equation in one variable, given that there was a base fee of $18.99, and there was an additional charge of 76 cents for each mile driven, Frank had $152.75 when he returned the truck, the number of miles driven were 176 miles.

The linear equations in one variable is an equation which is expressed in the form of ax+b = 0, where a and b are two integers, and x is a variable.

Let the number of miles driven be x.

Given in the question,

base fees = $18.99

charge per mile = 76 cents = $0.76

The equation of the total cost becomes :

= base fees  + charge per mile * number of miles

= 18.99 + 0.76x

Given the total cost = $152.75

Equating the two values,

= 18.99 + 0.76x = 152.75

= 0.76x  = 133.76

= x = 176

Learn more about  linear equation here

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#SPJ2

7 1/4 -3 3/4= 4 1 /4 - 3/4

Answers

Answer:

7/2

Step-by-step explanation:

product of (x+2y^2)(2x-2y^2)

Answers

Answer:

Step-by-step explanation:

(x + 2y²)(2x - 2y²)

FOIL

First

x(2x) = 2x²

Outside

x(-2y²) = - 2xy²

Inside

2y²(2x) = 4xy²

Last

2y²(-2y²) = - 4y⁴

combine like terms

2x² + 2xy² - 4y⁴

Answer:

-4y^4 + 2xy^2 + 2x^2

Step-by-step explanation:

(x + 2y^2) (2x - 2y^2)

x(2x) + x(-2y^2) = 2x^2 - 2xy^2

2y^2(2x) + 2y^2(2y^2) = 2xy^2 + 4y^4

2x^2 - 2xy^2 + 4xy^2 - 4y^4

2x^2 + 2xy^2 - 4y^2

or

-4y^4 + 2xy^2 + 2x^2

Tamika ran 90 meters in 16.1 seconds. Enrique ran 90 meters in 17.0 seconds. Who had the fastest time, Tamika or Enrique? A. Enrique B. Tamika

Answers

The answer is Tamika

Maria has a net income of $2,400 per month. She puts $400 into her
savings. What percent of her net income did she put into savings?
Round your answer to the nearest tenth.

Answers

Answer:

17%

Find the percentage that 400 is of 2400 (It's quite tricky to explain).

Find the Value for X,Y and z using Gauss-Jordan Inversion method
2X+3Y=4
X+2Y=2

Answers

Answer:

x = 2 y = 0

Step-by-step explanation:

Answer:

Step-by-step explanation:

square root of the quantity x minus 3 end quantity plus 5 equals x

Answers

Answer:

x =1 if understood it correctly

Step-by-step explanation:

Enter the number that belongs in the green box

Answers

Answer:

128 degrees

Step-by-step explanation:

Opposite interior angles

Three cards are dealt from a shuffled standard deck of playing cards. Find the probability that the first card dealt is red, the second is black, and the third is red. (Enter your probability as a fraction.)

Answers

There are 52 cards in a deck, half the cards aware red and half the cards are red.

First card being red is 26/52 = 1/2

After the first card is dealt there are 51 cards left and 26 are black so dealing a black card = 26/51

After 2 cards are dealt there are 50 cards left and 25 red ones left. The probability would be 25/50 = 1/2

The probability of all 3 happening = 1/2 x 26/51 x 1/2 = 13/102

Answer: 13/102

5^2 x 5^2 20 80 625 425

Answers

i’m confused about what you’re asking are we suppose to multiple or something


A pair of pants costs $24.60 when it is on sale for 25% off. What was the
original cost of the pants? (still....no labels!)

Answers

well, we know the pants are 25% off, that means the current sale price is only 75% of the original price, say the original price is "x" or 100%.  So we know that $24.60 is 75%, what is the 100%?

[tex]\begin{array}{ccll} amount&\%\\ \cline{1-2} 24.6&75\\ x&100 \end{array}\implies \cfrac{24.6}{x}=\cfrac{75}{100}\implies \cfrac{24.6}{x}=\cfrac{3}{4} \\\\\\ 98.4=3x \implies \cfrac{98.4}{3}=x\implies 32.8=x[/tex]

How do you know where to place the decimal in a quotient?

Answers

Answer:

Step-by-step explanation:Move the decimal point in the divisor and dividend. ...

Place a decimal point in the quotient (the answer) directly above where the decimal point now appears in the dividend.

Divide as usual, being careful to line up the quotient properly so that the decimal point falls into place.

There are 14 European cities that Sam would eventually like to visit. On his next vacation, though, he only has time to visit 3 of the cities: one on Monday, one on Tuesday, and one on Wednesday. He is now trying to make a schedule of which city he'll visit on which day. How many different schedules are possible? (Assume that he will not visit a city more than once.)

Answers

Answer:

2184 different schedules

Step-by-step explanation:

Sam can make different schedules of the same three cities, so order of cities does matter, but no repetition is allowed. This makes this a permutation without repetition.

When we choose from n items, and we choose r of them, our formula is

n! / (n-r)!. We have 14 things to choose from, and 3 to choose, so our formula becomes

14! / (14-3)! = 14!/11! = 14*13*12 = 2184 different schedules

A cylinder and a cone both have radius of 6". The height of the cone is 12". The height of the cylinder is 6". Which has the greatest volume?

Answers

Answer:

cylinder has greatest volume

Step-by-step explanation:

solution

given,

radius of cylinder(r)=6cm

height of cylinder (h)=6cm

we know,

volume of cylinder=πr^2h

=22÷7×6×6×6

=4752÷7

=678.857cm^3

radius of cone(r)=6cm

height of cone(h)=12cm

we know,

volume of cone=1÷3πr^3

= 1÷3×22÷7×6×6×6

= 4752÷21

=226.2857cm^3

as a result,cylinder has greatest volume

graph A represents the function f(x)=^3 graph B and C are transformations of graph A

Answers

Answer:

A3

Step-by-step explanatio

please help ill mark brainliest​

Answers

Answer:

I think it is 8

Step-by-step explanation:

sorry If I'm wrong

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