Penalties for late payments, liens, foreclosures, and garnished wages are
steps a lender can take when you:
A. leave a loan unsecured.
B. fail to pay back a loan.
C. fail to secure your loan.
D. leave a lien on a loan.

Answers

Answer 1

Answer:

I believe the answer would be option B.

Explanation:

Penalties for late payments, liens, foreclosures, and garnished wages are steps a lender can take when you fail to pay back a loan.

Answer 2

Answer:

B

Explanation:

Penalties for late payments, liens, foreclosures, and garnished wages are steps a lender can take when you fail to pay back a loan.


Related Questions

Swifty Corporation plans to introduce a new product and is using the target cost approach. Projected sales revenue is $850500 ($4.05 per unit) and target costs are $821250. What is the desired profit per unit

Answers

Based on the information given the desired profit per unit is $0.14 per unit.

First step is to find the unit using this formula

Units=Target sales revenue / Target selling price per unit

Units=$850500 / $4.05

Units =210,000

Second step is to calculate the  desired profit per unit using this formula

Desired profit per unit=Target selling price per unit - (Target costs / Units)

Desired profit per unit=$4.05-($821250 / 210,000)

Desired profit per unit=$4.05- $3.91

Desired profit per unit=$0.14

Inconclusion the desired profit per unit is $0.14 per unit.

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True or false: Social shopping involves sending e-mails to specific customers about new products that may be of interest to them.

Answers

True: Social shopping involves sending e-mails to specific customers about new products that may be of interest to them.

Social shopping is the use of social media by customers to share experience among themselves. This may even include the sending of e-mails to specific customers about new products that may be of interest to them.

Social shopping allow customers to discuss, share, and shop thereby sharing ideas among one another.

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Question 3 of 10
What is the main purpose of a credit bureau?
A. To consolidate credit card debt
B. To collect and report credit information
C. To get borrowers the best interest rate
D. To provide easy credit
SHIRE

Answers

Credit bureaus provide some of the information creditors and lenders use to help them make important lending decisions. While credit bureaus collect credit information in order to make it available to certain third parties, the decision to deny or approve someone credit ultimately lies with the lender or creditor.

The main purpose of a credit bureau is B. To collect and report credit information

What is the purpose of the credit bureau system?

It collects information from a wide variety of financial and nonfinancial entities, including microfinance institutions and credit card companies, and provides comprehensive consumer credit information with value-added services such as credit scores to private lenders.

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Choose an example of a company you could start, and decide which business structure would make the most sense for that type of company (sole proprietorship, partnership, LLC, C corporation, S corporation, or nonprofit corporation). Explain why this structure would be good for this type of company.

Answers

Answer:

nonprofit corporation - literally anything involving donations - your welcome

Explanation:

What direction of change in velocity could explain the price level increasing by a smaller percentage than the money supply? What would this change in velocity imply about the frequency with which money changes hands?

Answers

1. A direction of change in velocity that explains an increase in price level by a smaller percentage than the money supply is: A decrease in velocity.

2. An effect of this change in velocity (decrease) with respect to the frequency with which money is exchanged (changes hands) is that: A decline or decrease in velocity simply means that money changes hands less frequently.

What is money?

Money can be defined as a recognized economic unit that is generally accepted by the people as a medium of exchange for goods and services, as well as repayment of debts such as loans and taxes across the world.

Hence, money is a financial asset that is typically used for the purchase of goods and services.

What is the velocity of money?

The velocity of money refers to a measure of the rate at which money is being used by consumers for the purchase of goods and services.

Basically, the velocity of money can be used to achieve the following:

Measure the economic and financial health of a country.Measure the rate at which money is being exchanged (changes hands).Measure the circulation of money in an economy.

Mathematically, the velocity of money is calculated by using this formula:

[tex]V = \frac{PY}{M}[/tex]

Where:

P is the price level.M is the quantity of money.Y is the level of production or quantity of output.

Generally, an increase in price level by a smaller percentage than the quantity of money supplied represents a decrease in the velocity of money. Also, an effect of a decrease in velocity with respect to the frequency with which money is exchanged (changes hands) simply means that money changes hands less frequently.

In conclusion, the frequency with which money is exchanged (changes hands) should be equal to the quantity of money in an economy multiplied by the average number of times each unit of currency (money) is being spent by the people living in a country.

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describe one way in which consumers depend on producers

Answers

The producers generate food for themselves and others(example would be plants and algae); consumers do not produce anything, instead eating producers, other consumers or both.
Therefore, consumers depend on producers to obtain energy by eating them.

Bank deposits are insured up to a certain amount by the

Answers

Answer:

by the federal deposit and insurance corporation

Explanation:

In order to lower his monthly auto insurance bill, Henry has decided to change his existing policy by increasing the deductible for both collision and comprehensive insurance to the highest amount permitted by his insurance company, AA Auto Insurance. His current monthly auto insurance bill, which includes a $250. 00 deductible for collision and a $50. 00 deductible for comprehensive, is $43. 79. How will Henry's monthly auto insurance bill be affected by the change? AA Auto Insurance Type of Insurance Coverage Coverage Limits Annual Premiums Bodily Injury $25/$50,000 $22. 50 $50/100,000 $31. 75 $100/300,000 $40. 25 Property Damage $25,000 $120. 50 $50,000 $144. 75 $100,000 $193. 00 Collision $100 deductible $520. 00 $250 deductible $415. 25 $500 deductible $275. 75 Comprehensive $50 deductible $110. 25 $100 deductible $100. 00 a. $12. 48 b. $31. 31 c. $149. 75 d. $275. 75 Please select the best answer from the choices provided A B C D.

Answers

Answer:

12.48

Explanation:

The Amount of Henry's monthly auto insurance that is going to be affected by the change here is  $12. 48

How to solve for the effect on the monthly insurance

The amount for deductibe cohesion = $50.00

The amount for deductibe comprehensive = 43.79

50.0-43.79 = 6.24

The difference that is calculated here has been said to go by two instances. Therefore you have to multiply by 2

6.24 x 2 = 12.48

Therefore the amount of the auto insurance bill is $12.48

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Paid-in capital in excess of stated value would appear under the category additional paid-in capital on a(n)

Answers

Answer:

balance sheet

Explanation:

Paid-in capital in excess of stated value would appear under the category of additional paid-in capital?

The correct answer is The Balance sheet.

What is on a balance sheet?

A balance sheet is a financial statement that shows a company's assets, liabilities, and capital. The balance sheet is one of the three main financial statements used to evaluate a company. It provides a snapshot of the company's finances (owned and borrowed) as of the issue date.

The balance sheet provides a snapshot of a company's financial position at a particular point in time. In addition to the income statement and cash flow statement, the balance sheet helps business owners assess the financial position of the company.

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the stock price of ajax inc. is currently $105. the stock price a year from now will be either $130 or $90 with equal probabilities. the interest rate at which investors can borrow is 10%. using the binomial opm, the value of a call option with an exercise price of $110 and an expiration date 1 year from now should be worth __________ today.

Answers

Answer:

the linkers be like I got you.

Interactive online advertising that has drop-down menus, built-in games, or search engines to engage viewers is known as

Answers

The term that describes interactive online advertising which contains drop-down menus as well as built-in games which engage viewers is Rich media.

Rich media can  be regarded digital advertising term for an ads. It contains some advanced features such as video, search engines, drop-down menus.

All these advanced features are used to encourage viewers so they can interact and engage with the content.

Therefore, Rich media is the correct term.

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contributed capital of $1,000,000 represents ______.

Answers

The amount stockholders have invested in exchange for a stock

Annual Percentage Rate (APR), credit limit, and penalties and fees are important to consider when _____.

Answers

Important factirs to consider when applying for a credit card include APR, credit limit, penalties and fees. Hence, the missing phrase should be credit card.

Credit cards allows individuals to make purchases and spend up to a certain amount and then pay later.

These offer comes with regulations such as interest, limit which can be spent on the card, penalties for defaulting on payment.

All these differs based on financial institutions as some are more flexible than others.

Hence, the factors mentioned above should be considered when applying for a credit card.

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Reductions off the list price offered to resellers in the marketing channel on the basis of where they are in the channel and the marketing activities they are expected to perform in the future are called ______ discounts.

Answers

Answer: Trade

Explanation:

if you are looking for a vacation near Deep Creek Lake, MD then check this out. its really nice :)

Answers

that’s cool!! i’ll check it out sometime. the pictures i’ve look look great

does it ever make sense to buy a bond that pays a negative interest rate, as the inflation-protected bond does?

Answers

Answer:sorry i just really need points

Explanation:

Ahrens Industries purchased a new machine on October 31, 2020. A $2,400 down payment was made and three monthly installments of $7,200 each are to be made beginning on November 30, 2020. The cash price would have been $23,200. Ahrens paid no installation charges under the monthly payment plan but a $400 installation charge would have been incurred with a cash purchase. What is the amount to be capitalized as the cost of the machine on October 31, 2020

Answers

Based on the information given the amount to be capitalized as the cost of the machine on October 31, 2020 is $23,600.

Using this formula

Capitalized amount=Cash price  + Installment charges

Where:

Cash price=$23,200

Installment charges=$400

Let plug in the formula

Capitalized amount=$23,200+$400

Capitalized amount=$23,600

Inconclusion the amount to be capitalized as the cost of the machine on October 31, 2020 is $23,600.

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PLEASE HELP ME ON THIS QUESTION!!!! I WILL GIVE 5 STARS, A THANKS, AND BRAINLIEST!!!!
What is the best way to avoid gossip in the workplace?

Keep communication professional

Avoid joining cliques

Avoid joining teams

Only use positive verbal communication

Answers

Answer:

A the others seem incorrect

Answer:

the best way is to be nice and only use positive verbal communication so everyone likes eachother

After all long-run adjustments are completed in a perfectly competitive market, output will occur at each firm's minimum average ______.

Answers

Based on the cost of production hypothesis, after all, long-run adjustments are completed in a perfectly competitive market, the output will occur at each firm's minimum "average total cost where product price is equal to marginal revenue."

This is because the point at which the product price equals the Marginal Revenue is where additional revenue from selling an extra unit equals marginal revenue.

However, when marginal revenue surpasses marginal cost, the is considered to be a profit from commodity sold. These profits are sometimes referred Marginal benefits.

Also, when marginal revenue goes below the marginal cost, this is considered to be a loss.

Hence, in this case, it is concluded that the correct answer is "average total cost where product price is equal to marginal revenue."

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1.why did God set a commandments?

2.Base on the story of the Israelites,how does commandment show it's important
to their lives?

3.Now,as catholic how important
is obeying the commandment of God?

4.How can you help others to make known this commandment? ​

Answers

Answer:

1. He gave them to us to ensure that WE, too, would see our inability to fulfill them on our own, in our own strength, to make it brutally evident to us that everyone of us sins and falls short of God's purity, righteousness, and glory, and so is in desperate need of a Savior.

2. God proclaimed the Israelites to be his own people, commanding them to listen to him and observe His commandments. These commandments were the Ten Commandments, which Moses received on two stone tablets. They established the fundamental principles that would govern the Israelites' lives.

3. By heeding his call to care for this land, we get a better comprehension of him and gain a better grasp on his heart and goals for our life. Obedience also promotes personal development. Each instruction God issues to us is not just for his benefit, but also for ours. The summons to obedience is for our own good.

4. Represent the commandments in the best possible way and also be a good, kind and godly example to them. Explain each of the commandments and how important that is.

Explanation:

In an economy in which the skills, preferences, and motivations of workers vary widely, equality of wage rates would

Answers

Considering the situation described above, the equality of wage rates would be lower.

This is because when there are high differences in the level of skills, preferences, and motivations of workers, some workers with high skills, and skills preference and increased motivation will earn higher wages.

On the other hand, the workers with low skills, less preferred by employers, and have less motivation to work, will undoubtedly earn lower wages.

This situation would lead to the equality of wage rates to be lower, as many people earn higher, while many others make lower.

Hence, in this case, it is concluded that massive disparity in skills, preference, and motivations cause lower equality in wage rates.

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When different sequences of operations are required for creating small batches of different products, the type of design or layout used is the a. process layout. b. product layout. c. quota layout. d. output layout. e. product design.

Answers

product design but I’m also a little convinced it’s also product layout

When different series of operations are required in creating small batches of different products, the type of design or layout comes under product design. Thus, option D is correct.

What is the product?

A product or a service that can be sold in the open market and for that product, a price is offered, or sometimes it can be in the form of a barter system.

A product design means that the product that is made in the company is made and has a process for the same. the design can be small changes in the packaging, manufacturing, or the looks of the product.

All the changes made in the product that needs to be changed are often done into small offers, often they are for a promotional purpose like get 12% extra or get free stuff. So all these changes in operation are done in product design. Therefore, option D is the correct option.

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An initial investment of $14,000 is appreciated for 14 years in an account that earns 12% interest, compounded semiannually. Find the amount of money in the account at the end of the period.

Answers

Answer:

344

Explanation:

duh ifc! hope it helped

what climate and growing conditions do sugar beets and sugar cane require

Answers

bright,sunny, hot


step-by-step explanation:

Answer:

it requires a tropical or subtropical climate with a minimum of 600mm of annual

Plz help
Which investment strategy would work best if you wanted to make a lot of
money quickly?

A. Low risk, high return
B. High risk, low return
C. High risk, high return
D. Low risk, low return

Answers

Answer:

a. because if your risking small your return is still higher it doesn't matter if you risk acouple time and lose some because when your getting your return it's more then what you risked (I think)

Answer:

high risk high return.

Explanation:

Capital State University agreed to pay for Irene to attend their school and play lacrosse for their team. As part of their arrangement, Irene is not required to pay the school back. Which form of financial aid did Irene receive

Answers

Based on the information given the form of financial aid that Irene receive is: Scholarship.

Scholarship is a form of financial aid or financial assistance granted to an individual in order to support them.

Example when a person education or tuition fees is fully paid without the person paying a dime, it is called scholarship.

Based on the information given the financial aid that Irene receive is called scholarship because the university fully paid Irene tuition without Irene paying a dime.

Inconclusion  the form of financial aid that Irene receive is: Scholarship.

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how did the telecommunications act of 1996 change the media landscape?

Answers

It opened the way for the consolidation of media ownership

5. Federal and Texas minimum wage laws apply to --. Select the FOUR ANSWERS that apply.

Group of answer choices

A. Only corporations

B. Employees over age 18

C. Self-employed

D. Independent contractors

E. Service workers, like housekeepers, hosts, sales clerks

F. Employees of Independent Contractors

G. Employees of Self-Employed Owners

Answers

Answer:

B,E,F,G

Explanation:

everyone gets minimum wage including 18 year olds service workers and employees of any kind

Which person will be least likely to have trouble getting a loan?
O A. Danielle has a credit score of 600.
B. Chris has a credit score of 650.
O C. Billie has a credit score of 690.
D. Eufrat has a credit score of 560.

Answers

The person that will least be likely to have trouble getting a loan is Billie has a credit score of 690.

What is a credit score?

In a credit report, the score is usually between 300 & 850 and tells about a consumer's creditworthiness.

Because Billie has a credit score of 690, its shows the extent of his creditworthiness of credits.

Therefore, the Option C is correct.

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When Burger World considered adding Italian beef to its menu, the company made the sandwiches available in some of its more established markets to determine customer reactions. That process is called

Answers

This process that Burger World embarked on in order to test customer reactions is known as Test Marketing

Test Marketing:

Involves a limited release of a new product Is done to check how customers will react to the product

If customers like the product then the company will start producing it in a higher quantity because it means that the product will likely be successful.

In conclusion, Burger World was engaging in Test marketing.

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What is an equation in point-slope form for the line that passes through the points (4,-1) and (-3,4)? y-3= (x+4) y4= (x+3) y+4= (x+3)y+4= (x+3) similarities between the plague and now (3x+8)(x+4)Expand and simplify The weight of a full steel bead tire is approximately 800 grams, while a lighter wheel weighs only 700 grams. What is the weight of each tire in pounds? There are 453.592 grams in one pound. Round answers to 2 decimal places.800 grams = (How many?) pounds700 grams = (How many?) pounds John has $50 he spent 1/5 of it on a book and 1/10 on a flashlight how much money did he have left 180) The opposite of the opposite of "inexact" is:A) casualB) accuratec) rough What is the geometric mean of 1. 16 and 27 2. 24 and 323. 5 and 36 4. 8 and 48 One thousand families were surveyed todetermine the distribution of families by size. Theresults follow.Family Size 2345 6 7 8Frequency350200 245 1256610To the nearest percent, the probability that a givenfamily has 3 people is [? ]%. 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KEPLER (quoted in The Anatomy of Melancholy)BOOK ONE: THE COMING OF THE MARTIANS CHAPTER ONE: THE EVE OF THE WAR, excerptNo one would have believed in the last years of the nineteenth century that this world was being watched keenly and closely by intelligences greater than man's and yet as mortal as his own; that as men busied themselves about their various concerns they were scrutinised and studied, perhaps almost as narrowly as a man with a microscope might scrutinise the transient creatures that swarm and multiply in a drop of water. With infinite complacency men went to and fro over this globe about their little affairs, serene in their assurance of their empire over matter. No one gave a thought to the older worlds of space as sources of human danger, or thought of them only to dismiss the idea of life upon them as impossible or improbable. It is curious to recall some of the mental habits of those departed days. At most terrestrial men fancied there might be other men upon Mars, perhaps inferior to themselves and ready to welcome a missionary enterprise. Yet across the gulf of space, minds that are to our minds as ours are to those of the beasts that perish, intellects vast and cool and unsympathetic, regarded this earth with envious eyes, and slowly and surely drew their plans against us. And early in the twentieth century came the great disillusionment.Yet so vain is man, and so blinded by his vanity, that no writer, up to the very end of the nineteenth century, expressed any idea that intelligent life might have developed there far, or indeed at all, beyond its earthly level. Nor was it generally understood that since Mars is older than our earth, with scarcely a quarter of the superficial area and remoter from the sun, it necessarily follows that it is not only more distant from time's beginning but nearer its end.The secular cooling that must someday overtake our planet has already gone far indeed with our neighbour. Its physical condition is still largely a mystery, but we know now that even in its equatorial region the midday temperature barely approaches that of our coldest winter. Its air is much more attenuated than ours, its oceans have shrunk until they cover but a third of its surface, and as its slow seasons change huge snowcaps gather and melt about either pole and periodically inundate its temperate zones. That last stage of exhaustion, which to us is still incredibly remote, has become a present-day problem for the inhabitants of Mars. The immediate pressure of necessity has brightened their intellects, enlarged their powers, and hardened their hearts. And looking across space with instruments, and intelligences such as we have scarcely dreamed of, they see, at its nearest distance only 35,000,000 of miles sunward of them, a morning star of hope, our own warmer planet, green with vegetation and grey with water, with a cloudy atmosphere eloquent of fertility, with glimpses through its drifting cloud wisps of broad stretches of populous country and narrow, navy-crowded seas.And we men, the creatures who inhabit this earth, must be to them at least as alien and lowly as are the monkeys and lemurs to us. The intellectual side of man already admits that life is an incessant struggle for existence, and it would seem that this too is the belief of the minds upon Mars. Their world is far gone in its cooling and this world is still crowded with life, but crowded only with what they regard as inferior animals. 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