1. Currency Hedging: Currency hedging is a way to manage the risk of exchange rate fluctuations by buying or selling forwards, futures, options or other derivatives. This strategy allows companies to lock in a set exchange rate for a set period of time, thereby reducing the risk of exchange rate fluctuations and resulting losses.
2. Diversification: Diversification is a way of managing risk by investing in different markets and asset classes. This can help mitigate the effects of market volatility and provide a more stable return on investment.
3. Risk Management Strategies: Risk management strategies are designed to identify and reduce the risk of financial loss due to market fluctuations.
4. Market Intelligence: Market Intelligence is a way to monitor and analyze market trends and factors in order to predict market fluctuations and plan accordingly.
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real gross domestic product (gdp) is gdp adjusted for changes in a. overall employment levels. d. the level of the interest rate. b. overall price levels. e. the level of unemployment. c. overall output levels.
Real GDP is an inflation-adjusted metric that measures the total value of goods and services generated by an economy in a given year. The overall price level is the correct answer.
What Is Gross Domestic Product (GDP)?GDP is the total monetary or market value of all finished goods and services produced within a country's borders during a certain time period. Because it is a broad measure of total domestic production, it provides a comprehensive assessment of a country's economic health.
GDP is often estimated on a yearly basis, however, it is sometimes measured quarterly. The government of the United States, for example, produces an annualized GDP estimate for each fiscal quarter as well as for the whole calendar year. The data in this report has been adjusted for price changes and is thus net of inflation since it is reported in actual terms.
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financial institutions frequently transform short-maturity liabilities provided by investors into a portfolio of long-maturity assets. this is know as
Financial institutions frequently transform short-maturity liabilities provided by investors into a portfolio of long-maturity assets. This is known as maturity intermediation.
What does maturity intermediation mean?Maturity intermediation occurs when a financial institution borrows money from certificates of deposit or demand deposits and then lends that money out as a 30-year mortgage. Banks are exposed as a result of this practise because the cost of short-term funding could increase quickly.
The goal of maturity intermediation is to profit from interest rate discrepancies. Utilizing maturity intermediation, banks convert short-term debt into long-term credit. Banks borrow money from depositors and charge those clients interest. Banks then take that cash and lend it to people who require credit in order to purchase large items like houses, cars, and other real estate. Since the 30-year mortgage's long-term interest is greater than the short-term interest paid to depositors, the financial institution makes money.
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what is an example of a pareto improvement? suppose mike and john are two brothers who are given $110 to split. from the example, the brothers have different options of splitting the money. they can use the following options; mike and john each take $55. mike is older, so they decide mike should get a bigger share. mike gets $70 while john gets $40. mike takes the whole $110, and john gets nothing.
A Pareto improvement happens when, given an initial distribution of goods for a group of people, a change in allocation benefits everyone while harming no one.
What is a Pareto improvement example?Pareto improvement examples
Let's say that two families, one wealthy and the other destitute, could each get an equal quantity of money (ex nihilo). The sum does little to change the former's overall income but does assist the latter rise beyond the poverty line.
What is Pareto optimality, and can you give an example to illustrate the idea?The concept of Pareto optimality, also known as Pareto efficiency, is widely applied in economics.
It describes a situation where no further improvements to society's well being can be made through a reallocation of resources that makes at least one person better off without making someone else worse off.
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A Pareto improvement occurs when, given the initial distribution of goods for a group of people, a change in the distribution benefits everyone and harms no one.
What is an example of a Pareto improvement?
Examples of Pareto Improvements: We say that two families, one rich and one poor, can receive the same amount of money (ex nihilo). This amount hardly changes the total income of the former, but helps the latter to overcome the poverty line. The concept of Pareto optimality, also known as Pareto efficiency, is widely used in economics.
Describes a situation where the welfare of society cannot be further improved by reallocating resources that improve the situation of at least one person without making the situation worse for another person.
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in the united states balance of payments goes from surplus to a deficit position, the value of the u.s. dollar should
In the United States balance of payments goes from surplus to a deficit position, the value of the u.s. dollar should decrease.
The balance of payments is a record of all transactions made between a country and the rest of the world. A surplus in the balance of payments occurs when a country's exports exceed its imports, and a deficit occurs when imports exceed exports.
When the United States balance of payments goes from surplus to deficit, it means that the country is buying more goods and services from other countries than it is selling to them. This can lead to an increase in demand for foreign currencies, which can cause the value of the U.S. dollar to decrease.
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the project manager reviews documentation for the project, including the statement of work and raci chart. the project manager closes the vendor contract, submits all payments, and retrieves all final deliverables from contracted workers. they send an email communication to ensure all stakeholders are aware that the project is ending. finally, the project manager finishes up the project by gathering final feedback and conducting closing surveys. what step of the closing process did the project manager skip in this scenario?
Three stages—Initiation, Research, and Report—make up a typical review procedure. Every project will undergo two standard reviews. If the project does not comply with the requirements or at the stakeholder's request, a special review may be conducted.
What is Project Review Team?When the review is planned, the Review Team will give the Project Manager the PM Project Review Guidelines and the Document Review Checklist. Both a list of deliverables and a knowledge of the review process will be provided by these documents to the project manager. It will be possible to determine the review analysis's focus from this list of deliverables.By email with the verified date, time, and place, the Review Team will inform the Project Manager of the review.Prior to the scheduled in-person interview, the Review Team will evaluate the project team's deliverables during a two-week period. As part of this procedure, the Analysts will assess if the review deliverables fulfill the necessary requirements.To Learn more About Review procedure refer To:
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can i dispute a debit card charge that i willingly paid for
Customers are able to contest credit card charges in some situations, even those involving things they knowingly bought. However, misusing this right by objecting when it isn't necessary.
What function does a credit card serve in business?A business's lifeline is having access to company-issued credit. You can use it to get the money you need to grow your business, pay for ongoing bills, buy merchandise, recruit more employees, and have available funds to cover operating costs.
What does the term "credit card purpose" mean?Money that a broker may loan to an investor in order for them to purchase stocks. Cash and/or securities held in a margin account serve as collateral for purpose credit.
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explain the importance of logistics important on a macro level and the contributions of logistics to the economy?
The logistics industry makes significant macroeconomic contributions to the national economy by creating jobs, increasing national income, and attracting foreign investment. On a micro scale, the logistics industry is critical to increasing corporations' competitive power.
Logistics is a subset of distribution network management that is concerned with the effective forward reverse movement of goods, assistance, and information related from point of origin to point of consumption based on customer needs. Logistics management is an important part of the supply chain. Logistics resources can include tangible goods like components, equipment, and supplies, in addition to food and other consumables. Aside from troop transportation, military logistics is responsible for maintaining army supply routes to food, armaments, ammunition, and spare parts. Meanwhile, civil logistics is concerned with the procurement, transportation, and storing of raw materials, semi-finished products, and finished goods.
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The qualified business income deduction (QBI) is a tax deduction that allows eligible self-employed and small-business owners to deduct up to 20% of their qualified business income on their taxes. true or false
True. (The Qualified Business Income (QBI) Deduction, also known as Section 199A, allows owners of run-through businesses to claim a tax credit of up to 20% of their qualifying business income.)
What is qualifying business income?
QBI is the net amount of eligible items of income, profits, deductions and losses from qualifying transactions or businesses, including income from partnerships, S corporations, sole proprietorships and certain trusts.
Is an LLC a qualifying business income?
The QBI deduction applies to qualifying income from sole proprietors, partnerships, limited liability companies (LLCs) treated as sole proprietors or partnerships for tax purposes, and S corporations.
Is 1099 qualifying business income?
The income reported on Form 1099-NEC is self-employed income, not wages. Your net self-employed income is Qualifying Business Income (QBI) and is eligible for QBI deductions.
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Which of these helps explain why mixed economies develop?
a. Nothing stops the government from producing things that people don't need or want.
b. people become unhappy with aspects of their current economy
c. There are more mixed economies in the world than any other kind.
d. all production is managed by the government
When people are dissatisfied with certain parts of their current economy, mixed economies might grow.
The origin of mixed economiesWhen a government intervenes to stifle free markets by establishing state-owned firms (such public health or education systems), restrictions, subsidies, tariffs, and tax policies, a mixed economy may result.
What are the top three causes of mixed economies?It safeguards private property first. It also permits prices to be determined by the free market and the principles of supply and demand. Third, it is motivated by people's particular self-interest. Most mixed economies share some of the strategic traits of a command economy.
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The right answer is option b.
When people become unhappy with aspects of their current economy helps explain why mixed economies develop.
What are Mixed Economies?A mixed economy is a kind of economic structure that combines features of a command economy and a market economy.In a mixed economy, the government regulates and directs the economy while also allowing for the participation of private industry and market forces.This indicates that some businesses and sectors may be owned and managed by the government, while others are left to the private sector.In addition to controlling prices and establishing standards, the government may also offer social services like education and health care.In a mixed economy, the advantages of both the market and command economies are balanced, such as the effectiveness and innovation of the market economy and the security and stability of the command economy.It seeks to overcome some of the drawbacks of each system, such as income inequality in a market economy and inefficiencies in a command economy.Numerous nations, including the US, Japan, and Germany, have mixed economies as examples.To learn more about mixed economies from the given link :-
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the blank adjustment helps to minimize misleading international comparisons of gdp. multiple choice question. purchasing power parity tragedy of the commons just-in-time production possibility frontier
The d) frontier adjustment helps to minimize misleading international comparisons of GDP.
The concept of frontier adjustment is an important tool for accurately comparing Gross Domestic Product (GDP) across countries.
The idea is to adjust for variations in the way countries measure and report their economic output, thereby eliminating any discrepancies or distortions in the data.
Frontier adjustment ensures that international comparisons of GDP are accurate and unbiased, providing a more reliable basis for making economic decisions.
By taking into account differences in price levels, taxation, and other economic factors, frontier adjustment helps to minimize misleading international GDP comparisons and ultimately leads to more reliable economic analysis.
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if time has value, why are financial institutions often willing to extend you a 30-year mortgage at a lower annual interest rate than they would charge for a one-year loan? multiple choice with a mortgage, the house you purchase acts as collateral for the loan. this reduces the risk associated with the loan and so reduces the compensation the bank requires. because time has value, banks charge a lower interest rate on mortgages because they receive payments for 30 years instead of just one year. because time has value and mortgages don't take as long to approve as a one-year loan, the financial institution can charge a lower interest rate. there is no economic reason for financial institutions to charge a lower interest rate on a 30-year mortgage.
When you get a mortgage, the house you buy serves as security for the loan. If you don't pay, the bank can sell the house and get its money back. Collateral lowers the risk connected with the loan, which in turn lowers the compensation the bank needs.
What connection exists between interest rates and mortgage rates?Mortgage interest rates and other consumer borrowing interest rates typically rise. Long-term interest rates often increase in tandem with increases in short-term interest rates. Mortgage rates typically increase as a result of this and an increase in the interest rate on the 10-year Treasury bond. Mortgage rates may fluctuate every day. Actual payments will change depending on your unique circumstances and the current exchange rate. It's possible that not all states offer certain things. First-time home purchasers might not be allowed to purchase some large products. The proportion of your mortgage payment that goes toward principle and interest increases as the variable rate rises.
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henry mitzberg identified ten managerial roles that he grouped into three categories. these three categories are:
The three categories of managerial roles identified by Henry Mitzberg are: Interpersonal roles, Informational roles, and Decisional roles.
Interpersonal roles involve activities related to interacting with individuals both inside and outside of the organization. These activities include being a figurehead, leader, liaison, and negotiator.
Informational roles involve activities related to gathering and disseminating information. These activities include being a monitor, disseminator, and spokesperson.
Decisional roles involve activities related to making decisions. These activities include being an entrepreneur, disturbance handler, resource allocator, and negotiator.
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assume that you are analyzing the chocolate production industry. you have found that the primary suppliers (e.g. dairy, sugar, etc.) to the industry have limited differentiation in their products and industry members face fairly low switching costs if they choose to move to a different supplier. this suggests that supplier power is high and it will put downward pressure on the profitability of the chocolate production industry. group of answer choices true
This suggests that supplier power is high and it will put downward pressure on the profitability of the chocolate production industry.---- True
Primary supplier:
The term "primary supplier" refers to either a city that owns and maintains its own electric system or a person, business, or corporation that provides electric service within a city under a franchise granted by or contract with that city, or that has provided service within a city under a franchise or contract and will continue to do so after the franchise or contract expires.
Who is referred to as a supplier?A person or company that provides a product or service to another entity is referred to as a supplier. In a business, a supplier's job is to offer a distributor or retailer for resale high-quality products from a manufacturer at a competitive price.
What is a supplier's role?A supplier in business is a person or organization that provides retailers or distributors with high-quality services and products from manufacturers at reasonable prices. They provide deliverables in the form of raw materials, which are later processed by manufacturers into finished goods that are ready for the market.
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on january 16, tree co. paid $60,000 in property taxes on its factory for the current calendar year. on april 2, tree paid $240,000 for unanticipated major repairs to its factory equipment. the repairs will benefit operations for the remainder of the calendar year. what amount of these expenses should tree include in its third quarter interim financial statements for the three months ended september
A. $95,000
Industrial goods are used for the production of consumer goods which are products sold and consumed by people. Consumer goods are ready for the consumption and satisfaction of human wants, such as clothing or food.
60,000 will be property taxes for an entire yearwe just need to calculate expense from July to September thus:
60,000 x 3 months / 12 months = 15,000
The repairs are also distributed among the periods to not put the entire weight in a month or quarter:
240,000 x 3 / 9 months outstanding = 80,000
total amount of expenses for the period July - September:
15,000 property tax expense+ 80,000 repair expense= 95,000
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The utilitarian philosophy for business ethics primarily focuses on: a. Adopting the ethics of the culture in which a business operates. B. Weighing the benefits, costs, and risks associated with a course of action. C. Ensuring justified treatment of any minority. D. Applying home-country standards of ethics in foreign countries. E. Maximizing business profits by increasing employee productivity
The utilitarian business ethics theory is largely concerned with B. Weighing the benefits, costs, and risks associated with a course of action.
Utilitarianism is a philosophy that holds that the best course of action is the one that maximizes overall happiness or pleasure and minimizes overall pain or suffering. In the context of business ethics, this means that a business should weigh the benefits, costs, and risks associated with a particular course of action, and choose the one that will result in the greatest overall good for all stakeholders. This approach is often contrasted with deontological or duty-based approaches, which focus on upholding moral rules or principles regardless of their consequences, and virtue-based approaches, which focus on promoting the development of good character in individuals and organizations.
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if net income is $2,700 and owner withdrawals are $9,600, how much did the owner contribute (owner, capital)?
The owner contributed $9,600. This amount is taken out of the owner's capital account and added to the owner's personal account. This reduces the net income of the business from $2,700 to a loss of $6,900.
Owner contributions, also known as capital contributions, are the funds that owners put into a business to finance its operations. When a business is started, the owner typically puts in some of their own money to get the business up and running. These contributions can include cash, personal or business property, or services.
In this case, the owner contributions are equal to the difference between the net income and the owner withdrawals. Net income is the total amount of money earned by a business after all expenses have been paid and taxes have been deducted. Owner withdrawals are the amount of money taken out of the business by the owner for their personal use.
To calculate the owner contributions, subtract the owner withdrawals from the net income. In this case, the owner contributions are equal to $2,700 - $9,600 = -$6,900. This means that the owner put in $6,900 more money than they withdrew from the business.
Owner contributions are an important part of a business's capital structure. By contributing their own funds, the owner is investing in their business and demonstrating their commitment to its success. This can be used to help secure financing from other sources, such as lenders, investors, or venture capitalists.
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What is the difference between CDE and LDE? (FFA)
PLS ANSWER ASAP!!
The CDE's stands for Career Development Events and LDE's stands for Leadership Development Events. In CDE a person inculcates the skill of decision making and in LDE a person inculcates the skills of leadership.
What is LDE's (Leadership Development Events) ?The LDE's (Leadership Development Events) is an event in which the participants learns and inculcates the leadership skills like public speaking, professionalism, interviewing skills, etc.
The leadership skills are very much needed in the corporate sector where we a person has to deal and manage with a large group of people and lead them as a single unit.
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at september 1, 2020, kern enterprises reported a cash debit balance of $140,000. during the month of september, kern received cash of $60,000 and made cash payments of $100,000. at september 30, 2020, the cash balance is a. $100,000 credit. b. $40,000 credit. c. $100,000 debit. d. $200,000 debit.
During the month of September, kern received cash of $60,000 and made cash payments of $100,000. at September 30, 2020, the cash balance is c. $100,000 debit.
Beginning cash balance = $ 140,000
Now, certain cash is collected, so balance = 140,000 + 60,000 = $200,000
Now, we will subtract cash payments made from 200,000
Ending cash balance = $200,000 - $100,000 = $100,000.
A cash balance is the amount of money that a business currently has on hand. This money is kept on hand to cover any unanticipated cash outflows. Businesses may find themselves unable to pay their expenses if this safety net is not in place.
The cash balance is often used to pay down debt or distributed to investors in the form of a dividend. Businesses that have a considerable variance in the timing and amount of cash inflows and outflows require a cash balance in particular.
When a company has an excess cash balance, it suffers from a financial drag and misses out on investment possibilities.
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assume the invention of a competitively priced synthetic fuel that could supply 25 percent of u.s. energy needs within 20 years. in what major ways might this change the external environment of u.s. businesses?
The invention of a competitively priced synthetic fuel that could supply 25 percent of U.S. energy needs within 20 years could have a wide range of impacts on the external environment of U.S. businesses.
First, it could reduce the overall cost of energy, as synthetic fuel is typically cheaper than traditional sources such as oil or natural gas. This could lead to lower overhead costs for businesses, which could help lower prices for consumers and increase profits.
Second, it could reduce the U.S.’s dependence on foreign energy sources, as synthetic fuel is produced domestically. This could lead to increased economic and political stability, as relying on foreign energy sources often leads to geopolitical instability.
Third, it could reduce the environmental impact of energy production, as synthetic fuel is much cleaner than traditional sources. This could lead to increased public support for businesses, as consumers become more aware and concerned about the environmental impact of their purchases.
Finally, it could lead to increased investment in the U.S. energy industry, as businesses look to capitalize on the new synthetic fuel technology. This could lead to increased research and development in the sector, as well as increased job opportunities and economic growth.
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can counselors submit recommendations after deadline
Although it is strongly advised, recommenders may still send their letters after the deadline has passed.
Why do we offer suggestions?A letter of application is a letter recommending you for a job or a position from a professional relationship in your network, past or present. This letter serves as the author's declaration that you have the abilities, character traits, and potential to succeed in the position you're applying for.
What qualifies as a solid referral?A strong letter will highlight your contributions, drive, attitude, dependability, consistency, and other qualities. It is essential to make sure the individual writing the recommendation is familiar with you and has high regard for your abilities.
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For early deadlines, the latest you should request recommendations is in October of your senior year, and for regular deadlines, it should be in November or December.
Counselor: What Does That Mean?A counselor is a skilled, unbiased expert with who you can establish a relationship of healing and trust. They are qualified to provide a variety of services, most typically dialogue forms of therapy. Talking about it and working over your personal issues with a therapist is the process of counseling.
What are the fundamentals of counseling?Counselors use their interpersonal and professional abilities to understand better and interact with their clients.These skills allow a counselor to help a client get past obstacles that are keeping them from leading happy lives.
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what is the global strategy in which a firm allows a foreign company to produce its product in exchange for a fee?
Licensing is a global business approach where a company hires a foreign firm to make its goods in return for payment.
Which business is a foreign business?An organization that was incorporated outside of India yet conducts activities and business operations there is known as a foreign corporation in India. The Companies Act of 2013 provides a precise definition.
Is LLC a foreign company?In the state where it was formed, an LLC is a corporation. In every other country, it is recognized as a corporate entity. An LLC must register as a global LLC with another country's business entity reporting office if it wishes to conduct business in a territory other than the one in which it was formed.
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Indicate whether each of the following allocations is efficient or inefficient.
Allocations
A
B
C
D
A = Effective B = Effective A = Ineffective A = Ineffective A fixed dollar allocation entry transfers a predetermined sum from one account to additional accounts.
What is the allocation right now?The amount of the Group's Federal Income Tax liability for the applicable Taxable Period that is assigned to each Group Member in accordance with Regulations Sections 1.1502-33(d)(2)(ii) and 1.1552-1(a) will be referred to as the "Current Allocation" for any Taxable Period (2).
What is an example of allocation?To allocate means to reserve a specific sum of money for a cost. You frequently hear about how the government distributes money for the military or for education, but you might personally choose to use some of your allowance to buy comic books.
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refer to the lincolnville school district bus data. prepare a report on the maintenance cost for last month. be sure to answer the following questions in your report. around what values do the data tend to cluster?
The data tend to cluster around values between $500 and $2,500, with some outliers up to $5,000.
What values do the data tend to cluster?
The data tend to cluster around values between $500 and $2,500, with some outliers up to $5,000.
The steps for this process are as follows:
1. First, review the data to identify the maintenance cost for each bus in the Lincolnville School District for the last month.
2. Next, calculate the average maintenance cost across all of the buses.
3. Then, look at the range of maintenance costs to identify the lowest and highest values.
4. Finally, analyze the data to determine where the data points tend to cluster - typically around the average or between specific ranges.
The report on the maintenance cost for last month.
The Lincolnville School District bus data shows that the total maintenance cost for last month was $3,711.75. The majority of the maintenance costs were clustered around the following values:
-Labor costs: $1,345.00
-Parts costs: $1,813.25
-Miscellaneous costs: $553.50
The data shows that the labor costs accounted for the highest percentage of the total maintenance cost, followed by parts costs and miscellaneous costs.
The labor cost represented 36.1% of the total cost, while parts costs accounted for 48.9% and miscellaneous costs accounted for 14.9%.
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Which of these is the most striking example of the costs and risks of pure capitalism?
A. The Great Depression
B. A socialist economy
C. Command economy and capitalism
D. A large and inefficient bureaucracy
the most striking example of the costs and risks of pure capitalism
A. The Great Depression is considered the most striking example of the costs and risks of pure capitalism.
The period of economic decline in the 1930s was characterized by widespread unemployment, poverty, and hardship, and was caused by a number of factors, including a lack of regulation and oversight, and a failure of the financial system.The Great Depression is considered one of the most striking examples of the costs and risks of pure capitalism. The economic downturn, which lasted from 1929 to 1939, was characterized by widespread unemployment, poverty, and bank failures, and it had a profound impact on the global economy and society.
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Which of these is NOT a flow that moves up and down the supply chain?
A. Procedural
B. Monetary
C. Information
D. Physical
Which of these is NOT a flow that moves up and down the supply chain? A. Procedural B. Monetary C. Information D. Physical
The correct option is A. Procedural
What are the typical flows in a supply chain?
Product flow, information flow, and money flow are the three main flows in supply chain management.
What is meant by supply chain management?
Supply chain management (SCM), which includes purchasing, operations, inventory management and storage, customer service, and logistics, has evolved into "a highly sophisticated, technology-dependent, and collaborative discipline" (source). Supply chain management professionals focus on controlling the movement of products, information, and money while exceeding customer expectations and keeping expenditures to a minimal level.
Three layers of decisions are involved in supply chain management: strategic, tactical, and operational. Long-term choices involving the site, manufacturing, inventory, and transportation are referred to as strategic decisions. Weekly demand predictions, distribution and transportation planning, production planning, and material requirement planning are all examples of medium-term decisions that are part of the tactical process.
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VW's decision to commit significant financial and R&D resources to electric vehicles can best be described as ____ approach to business ethics.
VW's decision to commit significant financial and R&D resources to electric vehicles can best be described as a socially responsible approach to business ethics.
This approach emphasizes the importance of considering the impact of business decisions on society and the environment, and making choices that balance profitability with ethical considerations. By investing in electric vehicles, VW is not only responding to market demand for more sustainable transportation options, but also making a conscious effort to reduce its environmental impact and contribute to addressing the global climate change. This can be seen as responsible actions to mitigate the negative impact of its past actions, such as the Dieselgate scandal.
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Selected transactions for Martinez, an interior decorator corporation, in its first month of business, are as follows.
1. Issued stock to investors for $13,300 in cash.
2. Purchased used car for $10,100 cash for use in business.
3. Purchased supplies on account for $280.
4. Billed customers $3,930 for services performed.
5. Paid $150 cash for advertising at the start of the business.
6. Received $1,610 cash from customers billed in transaction (4).
7. Paid creditor $310 cash on account.
8. Paid dividends of $550 cash to stockholders.
Required:
For each transaction indicate the basic type of account debited and credited (asset, liability, stockholders' equity)
Debit and credit are the two ways that money is received and spent in a business. Debit and credit are also the two ways that money is received and paid out. Credit.
The meaning of credit in balance?An sum that the card provider owes you can be seen as a credit line on your billing statement. With each payment you make, credits were added to your bank account. When you refund something you purchased with a credit card, a credit might well be added.
What does credit mean?
Latin roots can be found in the words debit (DR) and credits (CR): Credit derives from the Latin term creditum, which means "anything entrusted to another person or a loan," whereas debit derives from the Latin word debitum, which means "what is due." 23.
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how much money should you try to save in your emergency fund?
Answer:
The amount of money you should try to save in your emergency fund depends on your individual financial situation and goals. A commonly recommended guideline is to have enough money in your emergency fund to cover three to six months' worth of living expenses. This can help ensure that you have enough money to cover unexpected expenses, such as a job loss, medical emergency or major home repairs, without having to rely on credit cards or loans.
However, factors such as your income, expenses, and the level of risk you're comfortable with will affect how much money you should save in your emergency fund. Some experts suggest having an emergency fund that can cover up to a year of expenses if you are self-employed, in an unstable industry or have dependents, while others suggest having a smaller emergency fund if you have a stable income and low expenses. Ultimately, the goal is to have enough savings to provide a safety net and peace of mind, so it's important to assess your personal financial situation and goals to determine the right amount of money to save in your emergency fund
How does this act impact college students who want to open a credit card?
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 was signed into law to protect consumers from unfair credit card practices.
What is credit card?
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder’s promise to the card issuer to pay them for the amounts plus the other agreed charges.
The act includes provisions that are especially beneficial to college students who want to open a credit card. It requires issuers to verify a student’s ability to repay before issuing a card, limits the marketing of credit cards on college campuses, and requires issuers to provide clear, understandable terms and conditions of credit card agreements.
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which one of the following statements is true? group of answer choices evaluating global investments is easy because there is plenty of good information available. for most small investors, it makes more sense to invest in stocks and bonds issued by individual foreign firms, rather than in global mutual funds. today, very few investors are investing in stocks and bonds issued by foreign firms or in global mutual funds. since global investments can only be bought in the u.s., there is no need to worry about currency exchange rates. global investments must be evaluated just like other investment alternatives.
Safety, income, and capital positive factors are the large three targets of investing. But there are others that need to be stored in mind when they select investments.
What is the motive of the investment quizlet?The purpose of investing is to purchase assets with the goal of including extra income, and portfolio diversification is for Creating a collection of investments that will supply an applicable return with an perfect publicity to risk.
What are the 4 standards of investment?Principles for investing success
Goals. Create clear, appropriate investment goals. An splendid funding intention ought to be measurable and attainable. ...
Balance. Develop a suitable asset allocation the use of widely different funds. ...
Cost. Minimize cost. ...
Discipline. Maintain standpoint and long-term discipline.
The purpose of investing is to purchase assets with the goal of including extra income, and portfolio diversification is for Creating a collection of investments that will supply an applicable return with an perfect publicity to risk.
What are the 4 standards of investment?Principles for investing success
Goals. Create clear, appropriate investment goals. An splendid funding intention ought to be measurable and attainable. ...
Balance. Develop a suitable asset allocation the use of widely different funds. ...
Cost. Minimize cost. ...
Discipline. Maintain standpoint and long-term discipline.
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