Leah wants to get a home loan from her bank. Which agency would regulate that loan to ensure it is fair? FDA- Food and Drug Administration SEC- U. S. Securities and Exchange Commission CFPB- Consumer Financial Protection Bureau FCC- Federal Communications Commission.
When a person wants to get a loan from a bank, the agency that ensures they are protected is the CFPB- Consumer Financial Protection Bureau .
The Consumer Financial Protection Bureau:
Was created to protect the public when they seek loans Enforces financial laws aimed at keeping the financial industry fairThe CFPB is therefore the agency that will look into Leah's loan to make sure that she is being treated fairly and is not being charged too much interest.
In conclusion, the agency is the Consumer Financial Protection Bureau.
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C. CFPB- Consumer Financial Protection Bureau
Shout Magazine focuses its marketing efforts on reaching teen-aged girls interested in fashion and celebrity culture. The firm believes that they are positioned to profitably serve this group of consumers. Shout utilizes the strategy of
Considering the situation described above, Shout utilizes the strategy of Concentrated Marketing.
Concentrated Marketing is a type of Marketing strategy whereby firms or companies direct all endeavors and resources to develop and market a product for a particular target group segment.
Thus, when Shout Magazine focuses its marketing efforts on reaching teenaged girls interested in fashion and celebrity culture, this is a form of Concentrated Marketing.
Concentrated Marketing is often referred to as Niche Marketing, and it is considered more effective in small businesses.
Hence, in this case, it is concluded that the correct answer is "Concentrated Marketing."
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When decisions in forecasting are at a broader, higher level (as when introducing a new product line or concerning strategic product decisions such as new marketing areas), the term is generally used.
Answer:
executive judgment
Explanation:
Beck and Carli are married. Carli purchases a condominium near Downhill Ski Resort. Beck and Carli each technically own an undivided one-half interest in the condo. This is a. community property. b. a joint tenancy. c. illegal.
Based on the fact that both Beck and Carli own an undivided interest in the condo, we can say that this is a. community property
Community property means:
Spouses own half of things acquired in marriage Spouses own these things regardless of who actually bought itWhen a marriage abides by community property, each spouse owns half of everything that was acquired in the marriage. This half is however undivided and only comes into play during divorce proceedings.
In conclusion, this condominium is a community property.
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Carina's job is to find new customers for her company's telecommunication services. She encourages existing customers to add more services and finds customers who are completely new to the company. Carina would best be classified as a(n)
For Carina, whose job is to find new customers for her company's telecommunication services and who also encourages existing customers to add more services and find customers who are completely new to the company, we can classify her as an Order Getter.
An order getter is a salesperson who actively engages customers and persuades them to purchase the goods that she is offering. This can be seen in the case of Carina.
She does not just take orders, rather, she encourages her customers to make purchases and refer others.
Therefore, Carina can be said to be an Order Getter.
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timia needs some cash in a hurry. she owns her car outright and is considering a title loan. the lender has told timia that she could borrow $1750 for 1 month and the fee would be $140. what is the apr on timia’s loan? assume 12 equal months.
The annual percentage rate on Timia's loan can be calculated using the percentage interest formula. Hence, the APR on her loan is 96%
Recall :
Simple interest = principal × rate × time Principal = $1750Interest = $140Time = 1 month = 1/12 = 0.083333Plugging the values into the equation :
140 = 1750 × rate × 0.0833333
140 = 145.83333 × rate
Rate = 140 ÷ 145.83333
Rate = 0.96
He, the annual percentage rate on the loan is 96%
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returnable packaging, use of 3d printing, and flexible packaging are examples of:
Returnable packaging, use of 3d printing, and flexible packaging are examples of sustainable packaging.
Sustainable packaging simply means the sourcing, development, and use of package solutions which possess minimal environmental footprint and impact.
It should be noted that sustainable packaging is earth-friendly and doesn't lead to the depletion of natural resources. Some examples of sustainable packaging include returnable packaging, the use of 3d printing, and flexible packaging.
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A printer will produce 80 wedding invitations for $210. The price to produce 120 invitations is $290. The printer uses a linear function to determine the price for producing different amounts of invitations. How much will the printer charge to produce 60 invitations? $120. 00 $145. 00 $157. 50 $170. 0.
Answer:
120.00
Explanation:
An) _____ is a simple project management planning tool used to break the project plan into smaller and smaller steps.
Answer:
WBS
Explanation:
Work breakdown structure
Work breakdown structure is a simple project management planning tool used to break the project plan into smaller and smaller steps.
What is the significance of WBS?Work breakdown structure helps in developing better communication by allocating tasks to the right person when a project is divided into manageable parts. It helps to make smooth operations in task allocation.
This helps in managing schedules task that should be done in priority on the project and helps timely completion of the project. This is a simple tool for project management and planning in smaller steps.
It also helps in handling or evaluating the progress of the project based on task allocation.
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________ of advertising is done usually at two separate times: before and after the advertisements are run in the actual campaign.
According to effective communication strategies, Evaluation of advertising is usually done at two separate times: before and after the advertisements are run in the actual campaign.
This is because Evaluation in the advertisement is a means or action performed by the advertising managers to ensure that the advert meets the objective goals.
Usually, the evaluation is done before to check if it conforms to what is intended to advertise, and evaluation is also done after the advertisement to check if it improves the sales or publicity of what it is created for.
Hence, in this case, it is concluded that the correct answer is "Evaluation."
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after returning home from a trade show, ms. stephenson, the president of a manufacturing company, called a meeting of her production department. ms. stephenson explained the company would attempt to eliminate defects and repeated mistakes in employee performance through
Miss stephenson explained that policy of quality assurance will be implemented to eliminate defects and repeated mistakes in employee performance.
Quality assurance is a policy which intends to ensure that employees performed at optimal and quality level.
The policy aims to maintain and enhance the level of quality and performance of the employees.Therefore, the goal of Miss stephenson will be implemented through the policy of quality assurance.
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After a period when prices have been rising rapidly, the Federal Reserve tightens credit and over a period of 2 years, the inflation rate falls from 4% to 2%. This is an example of:
Answer:
Explanation:
This is supposed to represent what is going to happen,, it's an impossible dream. The question simply does not imply.
However if we live in Oz then this is an example of using interest rates to lower inflation.
Deciding how to invest retirement savings can be a time-consuming task. However, there are investments that simplify this task. These investments are called:
Based on investment analysis, the investments that simplify retirement savings are called target-date funds.
This is because target-date funds are an investment strategy that targets asset allocations' expected investment return funds.
Target date funds investment is usually long term designed to target the period the investors plan to be getting the return on the investment.
Hence, in this case, it is concluded that the correct answer is "Target-date funds."
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Penny has been using the same brand of shampoo since her mother first bought it for her. She switches to another brand after her favorite actress endorses it. Which principle of influence does Penny's action illustrate
Based on the information the principle of influence that Penny's action illustrate is authority.
Authority is a principle that can influence a person to act in accordance with people in that are in a higher position or people that has the authority to make vital decision.
Based on the information given Penny's action illustrate Authority because she trust the actress based on her status.
Penny's believe that the actress is more reliable because she has endorse the brand and she felt complying with the actress will lead to a more favorable result that using the brand her mother first bought for her.
Inconclusion the principle of influence that Penny's action illustrate is authority.
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For her purchase, Nadine selects the best deal from two coupon codes offered by a store, one that she received by email and one from a text. Which marketing technique is Nadine benefiting from
Considering the situation described above, the marketing technique Nadine is benefiting from is known as the "Omnichannel strategy."
This is because the Omnichannel strategy allows business firms to meet their customers' needs right at the point where they are.
Thus, in this case, where Nadine selects the best deal from two coupon codes offered by a store, one that she received by email and one from a text, is a form of Omnichannel strategy.
This is because Nadine got her products or sales right without necessarily moving to the store.
Hence, in this case, it is concluded that the correct answer is the Omnichannel strategy.
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why is it important for management to use a balanced scorecard?
The management of a firm uses the balanced scorecard for a lot of reasons. Management is advised to use a Balanced Scorecard as it helps to;
Develop organizational performance by measuring what is essential. It boast focus on strategy and results. It help to merge organization strategy with workers on a day-to-day basis. It is based on the drivers key to future performance.A balanced scorecard is simply known to be a type of strategic management performance metric that helps firms to known and improve their internal operations.
It also point out the design of performance reports and dashboards by making sure that management reporting is based on the most vital strategic issues.
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what are herbal plants
Answer:
Medicinal plants, also called medicinal herbs, have been discovered and used in traditional medicine practices since prehistoric times. Plants synthesise hundreds of chemical compounds for functions including defence against insects, fungi, diseases, and herbivorous mammals.
Assume that skilled labor costs twice as much as unskilled labor, a profit-maximizing firm will a. always hire more skilled labor because it is more productive. b. always hire more unskilled labor because it is cheaper. c. hire until it equalizes the two marginal products. d. hire until the marginal product of unskilled labor is one-half that of skilled labor.
If the relationship described above between skilled labor and unskilled labor is true, then the company will c. hire until it equalizes the two marginal products.
Marginal product:
Is extra amount of production gained when an additional unit is added Reduces after a certain amount of the resource is addedBecause the marginal product of skilled and unskilled labor will eventually decrease, the company would hire such that both their marginal products are equal because at this point, they both contribute the same to the company.
In conclusion, option c is correct.
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If a company develops an advertising campaign exclusively for a segment of consumers with a certain income and education, which segmentation variable is the company using?
answer:
Demographic
(Just got this question)
Morgan Company issued cumulative preferred stock. What additional special feature(s) could also have been granted to preferred stock holders
Answer:
-The right to convert the shares to common shares
-The right to redeem the preferred shares for cash
The right to convert the shares to common shares, The right to redeem the preferred shares for cash are the additional special feature could also have been granted to preferred stockholders.
What is stockholders?A military campaign is a large-scale, drawn-out, all-encompassing military strategy plan that entails a number of connected military actions or engagements that are thought of as separate elements of a broader conflict that is often known as a war.
Various military operations were carried out in the Asiatic-Pacific Theater of World War II to force the Japanese to abandon specific islands. For instance, the Aleutian Islands Campaign came to an end when the Japanese left the islands. Military strategists design campaigns with a wide range of objectives in mind.
American soldiers from the U.S. 1ID may be seen boarding a Higgins Boat on Omaha Beach in the image titled Into the Jaws of Death.
Thus, The right to convert the shares to common shares.
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If LMS Manufacturing sells 250,000 units and its total revenue is $1 million, what is the price per unit
Answer:
4
Explanation:
Which of the following is the best way to write a salutation in a cover letter addressed to Mr. Ravi Patel, Human Resources Manager, ABC Company? a. Dear Sir: b. To Whom It May Concern: c. Dear Mr. Patel: d. Gentlemen: Please select the best answer from the choices provided A B C D.
The ideal salutation for a cover letter addressed to Mr. Ravi Patel, Human Resources Manager of the ABC Company, is "Dear Mr. Patel." As a result, option (C) is the best one.
What is a cover letter?A letter of introduction that is connected to or is included with another document, such as a resume or curriculum vitae, is known as a cover letter, covering letter, inspiration letter, motivating letter, or letter of motivation.
As a way of presenting oneself to potential employers and outlining their suitability for the desired roles, job seekers usually send a cover letter together with their curriculum vitae or petitions for employment.
Employers may use carefully crafted and unique cover letters as one tool for weeding out candidates who are not sufficiently interested in their openings or lack the essential foundational abilities.
In order to apply for an internship, students are frequently required to submit a cover letter. Samples of extracurricular and scholastic experiences ought to be included in these cover letters.
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how is economy affected by wise consumers?
Consumer spending affects the economy, even a slight reduction could damage the economy.
Consumer spending is the amount of money spent by individuals and houses on the final goods or services for personal use in an economy. This includes all types of goods whether durable or non-durable goods.
When the spending is reduced by the final consumer, it would result in the following:
The demand for goods decreasesBusinesses to go bankruptWorkers laid offTaxes to reduce
The government would then have to rely on the following:
ExportsBorrowings
Ultimately, the growth of the economy would slow down. And if this continues then the economy would contract.
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A decrease in accounts receivable will result in a(n) ___ in cash from sales revenue when using the direct method to determine cash flows from operations.
When using the direct method to determine the cashflows from operations, a decrease in accounts receivable is an increase in cash.
When there is a decrease in accounts receivable:
It means that the accounts receivable has paid some of their debt It increases cash as a result of the payment of debtUsing the direct method, one will show that a decrease in accounts receivable leads to an increase in cash because the receivable would be reduced by a cash inflow.
In conclusion, a decrease in accounts receivable is an increase in cash.
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Revenues were $1,000,000, Cost of Goods Sold was $750,000, and Net Income was $120,000. Net profit margin equals ______.
The net profit margin is 12%
The parameters given in the question are
Revenue= $1,000,000
Cost of goods sold= $750,000
Net income= $120,000
Net profit margin= Net income/revenue × 100
= 120,000/1,000,000 × 100
= 0.12 × 100
= 12 %
Hence the net profit margin is 12%
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what type of event is an agent conducting when he presents plan information that includes benefits and cost sharing in an audience-presenter format?
Considering the marketing strategies ideas, the type of event an agent is conducting when he presents plan information that includes benefits and cost-sharing in an audience-presenter format is "Formal marketing/sales events."
This is because Formal marketing/sales events are a type of marketing sales event that is created or structured in a formal or an audience and presenter style.
It is usually done in a way that involves the salesperson giving plan-specific information via a content management system.
It also involves the presentation styles called carrier-approved sales presentations, talking points, and marketing materials.
Hence, in this case, it is concluded that the correct answer is "Formal marketing/sales events."
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a central bank that wants to increase the quantity of money in the economy will
If a central bank wanted to increase the amount of money in an economy, it would D. buy bonds in open market operations.
When the central bank buys bonds:
It increases money supply in the economy It does this by paying for the bonds such that money flows from the central bank into the economyBuying bonds is one of the strategies that a central bank can use when it embarks on an expansionary monetary policy to increase the amount of money in the economy and spur growth.
In conclusion, the central bank can buy bonds to increase money supply.
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deductions and credits can _______ what you owe in taxes each year.
Answer: Decrease or Reduce
Based on taxation analysis, the deductions and credits can reduce what you owe in taxes each year.
This is because the tax deduction is a term used to describe what reduces how much of your income is liable to taxes.
Similarly, tax credits outright reduce the amount of tax you are deemed to pay.
Tax credits reduce the amount of tax to pay directly. For example, a tax credit of $2000 reduces your tax liability by $2000.
Hence, in this case, it is concluded that the correct answer is "reduce."
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PLEASE HELP RIGHT NOW
GIVING BRAINLESS!!!!!ONLY IF YOU HELP
Answer:
1)Flexible hours
2)Redistribution
3)Link
4)foundation
5)Nache
About how long is a true elevator pitch?
Answer:
It's about 30 seconds
Hope this helps
Explanation: