The monthly payments and total cost of interest depend on the interest rate and the length of the loan. Generally, a lower interest rate or a shorter loan term results in lower total interest costs.
To calculate the monthly payments, we can use the formula for the present value of an annuity:
[tex]PV = P * (1 - (1 + r)^{-n}) / r[/tex]
where PV is the present value of the loan, P is the principal (the amount borrowed), r is the monthly interest rate, and n is the number of monthly payments.
(a) 30 years, 5%:
PV = 0.9 * $90,000 = $81,000 (since she puts 10% down)
r = 0.05 / 12 = 0.0125(monthly interest rate)
n = 30 * 12 = 360 (number of monthly payments)
Using the formula, we get:
PV = $81,000
Monthly payment = $436.82
Total cost of interest = $57,255.85
(b) 30 years, 5.12%:
r = 0.0512 / 12 = 0.00427 (monthly interest rate)
Using the formula, we get:
PV = $81,000
Monthly payment = $439.88
Total cost of interest = $59,956.19
(c) 30 years, 6%:
r = 0.06 / 12 = 0.005 (monthly interest rate)
Using the formula, we get:
PV = $81,000
Monthly payment = $485.24
Total cost of interest = $95,687.34
(d) 15 years, 3.78%:
n = 15 * 12 = 180 (number of monthly payments)
r = 0.0378 / 12 = 0.00315 (monthly interest rate)
Using the formula, we get:
PV = $81,000
Monthly payment = $591.93
Total cost of interest = $34,147.07
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What is the length of BD
The value of length BD is 3.0 units
What is Pythagoras theorem?Pythagoras theorem states that the sum of the squares on the legs of a right triangle is equal to the square on the hypotenuse.
since AC is a radius that joins a tangent, the angle between them is 90°. Therefore ∆ABC is a right triangle and Pythagoras theorem can be applied.
therefore c² = a²+b²
c² = 4.5²+6²
c²= 20.25+36
c²= 56.25
c = √7.5
AC = CD(radii of a circle)
therefore BD = BC -CD
= 7.5-4.5
= 3.0units
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A fair coin is tossed times in succession. The set of equally likely outcomes is . Find the probability of getting exactly .
The probability of getting exactly zero tails is,
⇒ 1/4
We have to given that;
A fair coin is tossed two times in succession.
And, The set of equally likely outcomes in {HH,HT,TH, TT}.
Hence, a total number of 4 outcomes (denominator) and there in only 1 chance (numerator) that you will not get tails.
Thus, the probability of getting exactly zero tails is,
⇒ 1/4
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Complete question is,
A fair coin is tossed two times in succession. The set of equally likely outcomes in {HH,HT,TH, TT}. Find the probability of getting exactly zero tails.
NEED HELP PLS! IT WAS DUE TODAY!!
Keng adds a 3-inch-wide frame around all sides of his canvas.
Answer:
That statement describes an action taken by Keng to add a 3-inch-wide frame around all sides of his canvas, likely for artistic or aesthetic purposes. This would result in the canvas being extended by 3 inches in each direction, effectively increasing its overall dimensions and adding a border or frame around the original artwork. The purpose and effect of adding a frame may vary depending on the artistic intention of the artist, but it is a common practice in art and design to enhance the presentation and visual appeal of the artwork.
Step-by-step explanation:
A belt runs a pulley at 80 revolutions per minute. Find the angular velocity of the pulley in radians per second.
A belt runs a pulley at 80 revolutions per minute.
(a) To find the angular speed of the pulley in radians per second, we can use the formula
ω = 2πf
Where
ω = angular speed in radians per second
f = frequency in Hertz
We know that the pulley rotates at a rate of 80 revolutions per minute. To convert this to a frequency in Hertz, we can divide by 60 seconds per minute
f = 80 rev/min ÷ 60 min/s = 4/3 Hz
Now we can plug in this value for f into the formula
ω = 2πf = 2π(4/3) = 8π/3 rad/sec
Therefore, the angular speed of the pulley is 8π/3 radians per second.
(b) To find the linear speed of the belt in centimeters per second, we can use the formula
v = rω
Where
v = linear speed in centimeters per second
r = radius of the pulley in centimeters
ω = angular speed in radians per second
We know the radius of the pulley is given in centimeters. Let's assume it is r cm. We just found the angular speed to be 8π/3 radians per second. Now we can plug in these values into the formula
v = rω = r(8π/3) = (8π/3)r cm/s
Therefore, the linear speed of the belt is (8π/3)r centimeters per second.
The given question is incomplete and the complete question is ''A belt runs a pulley at 80 revolutions per minute. Find the angular velocity of the pulley in radians per second. (b)Find the linear speed of the belt in centimeters per second''.
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two 1−quart bottles
two 1−quart bottles
two 1−quart bottles and two 1−pint bottles
two 1−quart bottles and two 1−pint bottles
one 1−quart bottle and eight 8−ounce fluid glasses
one 1−quart bottle and eight 8−ounce fluid glasses
Select the objects that hold the same amount of liquid as a 96−fluid-ounce jug. Select all that apply.
three 1−quart bottles
three 1−quart bottles
two 8−ounce fluid glasses and two 1−pint bottles
two 8−ounce fluid glasses and two 1−pint bottles
To determine which objects hold the same amount of liquid as a 96-fluid-ounce jug, we need to convert each of the given measurements to fluid ounces and then add them up. Here are the conversions:
Two 1-quart bottles = 64 fluid ounces (2 x 32)
Two 1-pint bottles = 32 fluid ounces (2 x 16)
One 1-quart bottle and eight 8-ounce fluid glasses = 96 fluid ounces (32 + 8 x 8)
So, the objects that hold the same amount of liquid as a 96-fluid-ounce jug are:
One 1-quart bottle and eight 8-ounce fluid glasses
Three 1-quart bottles
Therefore, the correct answer is:
one 1−quart bottle and eight 8−ounce fluid glasses
three 1−quart bottles
Give the rectangular coordinates for the point
The rectangular coordinates from the polar coordinates are: (-4√2, -4√2)
How to convert polar coordinates to rectangular coordinates?The steps to to convert polar coordinates to rectangular coordinates are:
Step 1: Find the x -coordinate for the rectangular coordinate form of the point by using the equation x = r cos(θ)
Step 2: Find the y -coordinate for the rectangular coordinate form of the point by using the equation y = rsin(θ)
Step 3: Write the rectangular coordinates as (x,y) using the results from steps 1 and 2.
We are given the polar coordinates as (8, 225°)
Thus:
x-coordinate of rectangular coordinate = 8 cos 225 = -4√2
y-coordinate of rectangular coordinate = 8 sin 225 = -4√2
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In Brian's grade, 440 students are enrolled in health and 60 students are not. What percentage of the students in the school are enrolled in health?
88% of the students in the school are enrolled in health.
We have,
Students enrolled in health = 440
Students not enrolled = 60
Total students = 500
So, x% of 500 = 440
x/100 (500) = 440
5x = 440
x = 88%
Thus, 88% of the students in the school are enrolled in health.
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An axon is a
long, tubelike structure extending from a neuron's cell body
branch-like fiber extending in clusters from a neuron's cell body
neuron's cell body
messenger of the nervous system.
An axon is a long, tubelike structure extending from a neuron's cell body branch-like fiber extending in clusters from a neuron's cell body messenger of the nervous system is true.
We have,
An axon is a long, tubelike structure that extends from a neuron's cell body.
It is a specialized fiber that carries electrical impulses, known as action potentials, away from the cell body and towards the axon terminals.
Axons are covered by a fatty substance called myelin, which insulates and protects the axon and helps to speed up the transmission of signals.
At the end of the axon, there are small branches called axon terminals, which release chemicals called neurotransmitters into the synapse, the small gap between the axon terminals and the dendrites of the next neuron in the circuit.
This allows the electrical signal to be converted into a chemical signal and transmitted to the next neuron, continuing the chain of communication in the nervous system.
Thus,
An axon is a long, tubelike structure extending from a neuron's cell body branch-like fiber extending in clusters from a neuron's cell body messenger of the nervous system is true.
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As a market researcher, you have been hired by a fast-food chain. They want to know what kind of food containers the public prefers (given environmental and recycling concerns). The question is whether the public prefers their hamburgers wrapped in aluminum foil, foam boxes, or paper. Analyze the following data for whether there is a significant difference.
Foam 74
Paper 103
FOIL 123
Calculate the appropriate statistic, identify the critical value, make your decision and conclusion and present the statistical results in correct form.
The conclusion is there is not a significant difference between the preference for the three food containers.
The appropriate statistic to use in this case is a chi-squared test. This test will help us determine if there is a significant difference between the preference of the three food containers.
The critical value for the chi-squared test with 2 degrees of freedom is 5.991.
The chi-squared statistic is calculated as follows:
(74-103)²/103 + (103-123)²/123 + (123-103)²/103
= 3.9/3.9
= 1.0
The chi-squared statistic (1.0) is less than the critical value (5.991). Therefore, there is not a significant difference between the preference for the three food containers.
The statistical results can be presented in the following form:
Chi-squared statistic = 1.0
Critical value = 5.991
Therefore, the conclusion is there is not a significant difference between the preference for the three food containers.
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b) Convert the pressure you calculated into pound per square inch (PSI) using the following relationship:
1 PSI = 6896.6 kg/m-sec2
The pressure of 1000 Pa is equal to 0.145 pound per square inche(PSI)
Let the pressure be 1000 pascal
We have to convert it to pound per square inche
1 psi = 6896.6 Pa
Therefore, to convert 1000 Pa to psi, we can divide by this conversion factor:
1000 Pa ÷ 6896.6 Pa/psi
= 0.145 psi
Hence, the pressure of 1000 Pa is equal to 0.145 psi.
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1. A new bicycle sells for $300 It is on sale for 1/4 off the regular price. Setect
all the expressions that represent the sale price of the bicycle in dollars.
A 300• 1/4
B.)300• 3/4
C.) 300• (1-1/4)
D.) 300- 1/4
E.)300 - 1/4•300
In a case wherby new bicycle sells for $300 It is on sale for 1/4 off the regular price all the expressions that represent the sale price of the bicycle in dollars are
B)300•3/4C)300•(1-1/4)E) 300-1/4•300How can the regular price all the expressions be known?From the option B)300•3/4, we cam see that (300*3)/4 = 225
From the option C)300•(1-1/4), (300*3)/4 = 225
From the E.)300 - 1/4•300, 300 - 75 = 225
Therefore, the correct options are the option BCE as listd below because they are seen as the one that gives the regular price all the expressions hence they are correct.
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3 subtracted from quarter of g is 6
Answer: G=36
Step-by-step explanation:
Step 1: Write out the equation
1/4g-3=6
Step 2: Add 3 to both sides
1/4g=9
Step 3: Divide both sides by 1/4, or 0.25
G=36
Brooklyn and Matthew both recently got a job and want to start a savings account to earn interest on money they save. Brooklyn's paycheck for was for $625 net pay-after taxes. the bank her parents use offer savings account compounded monthly with an interest rate of 2.5%. Matthews paycheck was also for $446 net pay. his parents know of a savings account that earns 4% compounded quarterly.
a. use the compounding interest rate formula to identify who will have more money after two years (assuming no additional deposits or withdrawals are made)
b. use the Desmos graphing calculator to graph Brooklyn's equation and Matthew’s equation on the same graph. identify the points of intersection and interpret the results.
WHAT MISTAKES DID THE STUDENTS MAKE??
After two years, Brooklyn will have more money in her savings account than Matthew.
Brooklyn's savings account grows at a slower rate than Matthew's initially but eventually catches up and surpasses Matthew's account due to the higher interest rate and monthly compounding.
a.
[tex]A = P(1 + r/n)^{nt}[/tex]
where A is the final amount, P is the initial principal (or net pay), r is the interest rate (as a decimal), n is the number of times the interest is compounded per year, and t is the number of years.
For Brooklyn saving account,
P = $625, r = 0.025, n = 12 (monthly compounding), and t = 2.
A = $625(1 + 0.025/12)^(12*2) = $686.71
For Matthew saving account,
P = $446, r = 0.04, n = 4 (quarterly compounding), and t = 2.
A = $446(1 + 0.04/4)^(4*2) = $506.84
b.
To graph Brooklyn's equation and Matthew's equation on the same graph, we can use the following equations:
Brooklyn's equation: A = 625(1 + 0.025/12)^(12t)
Matthew's equation: A = 446(1 + 0.04/4)^(4t)
Now,
The resulting graph will show the growth of each saving account over time.
The points of intersection on the graph represent the times when the two savings accounts have the same amount of money.
From the graph, we can see that the two accounts intersect at around 11 months and 23 months.
We can say that Brooklyn's savings account grows at a slower rate than Matthew's initially, but eventually catches up and surpasses Matthew's account due to the higher interest rate and monthly compounding.
Thus,
After two years, Brooklyn will have more money in her savings account than Matthew.
Brooklyn's savings account grows at a slower rate than Matthew's initially but eventually catches up and surpasses Matthew's account due to the higher interest rate and monthly compounding.
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Find the value of the following expression and round to the nearest integer:
The value of the Expression is 610, 919.
We have,
Expression : [tex]\sum_{n=0}^{61[/tex] 700 (1.07[tex])^{n+1[/tex]
The expression is a summation formula, representing the sum of a series of values.
Here r= 1.07 and n is number of terms.
So, [tex]\sum_{n=0}^{61[/tex] 700 (1.07[tex])^{n+1[/tex]
= 700 (1) + [tex]\sum_{n=0}^{61[/tex] 700 (1.07[tex])^{n[/tex]
= 700 + 700 ([tex]r^{61[/tex] - 1)/ (r-1)
= 700 + 700 ([tex](1.07)^{61[/tex]-1)/ (0.07)
= 700+ 700 (871.7428)
= 610, 919
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You deposit $500 in an account that earns simple interest at an annual rate of 4%. How much money is in the account after 6 years?
Answer:
The formula for simple interest is:
I = P * r * t
Where:
I = Interest earned
P = Principal amount (initial amount deposited)
r = Annual interest rate (as a decimal)
t = Time in years
Using the given values, we have:
P = $500
r = 0.04 (4% expressed as a decimal)
t = 6 years
I = P * r * t
I = $500 * 0.04 * 6
I = $120
So the interest earned after 6 years is $120. To find the total amount of money in the account, we add the interest to the principal:
Total = P + I
Total = $500 + $120
Total = $620
Therefore, there will be $620 in the account after 6 years.
Step-by-step explanation:
A geography teacher assigns each student to write a report about one of the first 13 colonies. Students select the name of a colony by "blindly" drawing a colony's name from a bag. Once a colony has been drawn, it is not replaced.
What is the probability that the first student selects Pennsylvania and the second student selects Virginia? Round your answer to the nearest hundredth of a percent.
The probability that the first student selects Pennsylvania and the second student selects Virginia to the nearest hundredth of a percent is 0.64%.
Probability problemThe probability that the first student selects Pennsylvania is 1/13. Once Pennsylvania has been drawn, there are only 12 colonies left in the bag, so the probability that the second student selects Virginia is 1/12.
To find the probability that both events occur, we multiply the probabilities:
(1/13) x (1/12) = 1/156
To express this probability as a percentage, we multiply by 100:
(1/156) x 100 ≈ 0.64%
Therefore, the probability that the first student selects Pennsylvania and the second student selects Virginia is approximately 0.64%.
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Helpppp I need helppp
7/5+1/4 Why isn't it giving me the answer
Answer:
[tex]\frac{2}{5}[/tex]
Step-by-step explanation:
If the question is asking you to add the two fraction you would need to follow these steps:
Step 1: find a common denominator (both of the number 20 in common
Step 2: add the numerators ( 7/20 + 1/20 would = 8/20 )
Step 3 simply the fraction ( 8/20 will be simplyed to 2/5)
Answer:
33/20
Step-by-step explanation:
First find the Least common denominator
Then you check how many times each denominator goes into de Least common denominator
After multiply the number you got when you checked for the times the denominator will go into the LCM with the numerator then simplify
A national pizza chain collected data from 189 stores about pizza orders on a busy Saturday. The number of pizzas ordered from 15 random stores is below. 28, 53, 35, 66, 35, 28, 66, 48, 53, 53, 66, 53, 66, 66, 35 If the sample was representative of the entire chain, what was the mode of the number of pizzas ordered for all 189 stores? A. 50.07 B. 48 C. 53 D. 66
please hurry ;(
The mode of the number of pizzas ordered for all 189 stores is [tex]66[/tex]. The Option D is correct.
How do we get the mode for this datas?Mode refer he most frequent number, that is, the number that occurs the highest number of times. To find mode, we must determine the value that appears most frequently in the sample.
From the given data: [tex]28, 53, 35, 66, 35, 28, 66, 48, 53, 53, 66, 53, 66, 66, 35[/tex]. We see that the value 66 appears 5 times, which is more than any other value.
Therefore, the number 66 is the mode.
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Determine if the statement is true or false.
Angle AEC and DEB are complementary angles and therefore add up to 180 degrees.
1. True
2. False
The statement "Angle ∠AEC and ∠DEB are complementary angles" is false.
Supplementary angle - Two angles are said to be supplementary angles if their sum is 180 degrees.
Complementary angle - Two angles are said to be complementary angles if their sum is 90 degrees.
Angle ∠AEC and ∠DEB are supplementary angles because the sum is 180 degrees.
Thus, the given statement is false.
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Need help. This please
The domain of the quadratic function in this problem is given as follows:
All real values.
How to obtain the domain of the function?The domain of a function is the set of all the possible input values that can be assumed by the function.
On the graph, the domain of the function is given by the values of x of the function.
A quadratic function has no restrictions on the domain, hence it is defined by all the real values.
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Help with this page :)
17. 15 degrees
18. ABC
19. 5.88
20. 11.59
let me know if you'd like an explanation
use the equation 1/5 +s =32/40
The required solution to the equation 1/5 + s = 32/40 is s = 3/5.
To solve the equation 1/5 + s = 32/40 for s, we can begin by subtracting 1/5 from both sides to isolate s:
1/5 + s = 32/40
s = 32/40 - 1/5
We need a common denominator to combine the fractions on the right side of the equation. The least common multiple of 5 and 40 is 40, so we can convert both fractions to have a denominator of 40:
s = (32/40) - (8/40)
s = 24/40
Simplifying the fraction 24/40 by dividing both the numerator and denominator by their greatest common factor, which is 8, we get:
s = 3/5
Therefore, the solution to the equation 1/5 + s = 32/40 is s = 3/5.
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Solve for m. m/2 - squareroot 5 = 3
Answer:
We can start by isolating the variable term on one side of the equation and moving all other terms to the other side.
First, we'll add the square root of 5 to both sides of the equation:
m/2 - sqrt(5) + sqrt(5) = 3 + sqrt(5)
Simplifying:
m/2 = 3 + sqrt(5)
Next, we'll multiply both sides of the equation by 2:
m = 2(3 + sqrt(5))
Simplifying:
m = 6 + 2sqrt(5)
Therefore, the value of m is 6 + 2sqrt(5).
Step-by-step explanation:
Length of the Glass = ? if length of 6 glasses is 34 cm and length of 2 glasses 19 cm find length of 1 glass
The length of the glass is L = 5.67 cm
Given data ,
Let the length of one glass be "x" cm
According to the given information, the length of 6 glasses is 34 cm.
So, the combined length of 6 glasses is 6x cm, which is equal to 34 cm.
Similarly, the length of 2 glasses is 19 cm.
So, the combined length of 2 glasses is 2x cm, which is equal to 19 cm.
6x = 34 be equation (1)
2x = 19 be equation (2)
Now we can solve these equations to find the value of "x", which represents the length of one glass.
On dividing equation 1 by 6, we get:
x = 34/6
x ≈ 5.67 cm
Hence , the length of one glass is approximately 5.67 cm
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Find the surface area of the figure. Round the the
nearest hundredth when necessary.
22 in
17 in
19 in
35 in
20.3 in
The surface area of the figure = 2733.3 sq. in.
First we fine the surface area of the top surface of the figure.
The top surface is an rectangle with length = 19 in. and width = 17 in
Using the formula for the area of rectangle, the area of top face would be,
A₁ = 19 × 17
A₁ = 323 sq. in.
The slant face of the figure is a rectangle with length = 22 in. and width = 17 in
Using the formula for the area of rectangle, the area of slant surface of the figure would be,
A₂ = 22 × 17
A₂ = 374 sq. in.
There are two parallel trapezoidal surface of the figure with bases 35 in. and 19 in. respectively.
The height of the trapezoid = 20.3 in.
Using the formula for that area of trapezoid, the area of two trapezoidal surface of the figure would be,
A₃ = 2 × (sum of lengths two bases/2) × height
A₃ = 2 × (35 + 19/2) × 20.3
A₃ = 1096.2 sq. in.
The area of the bottom surface would be,
A₄ = 35 × 17
A₄ = 595 sq. in.
The area of right surface would be,
A₅ = 20.3 × 17
A₅ = 345.1 sq. in.
So, the total surface area would be,
A = A₁ + A₂ + A₃ + A₄ + A₅
A = 323 + 374 + 1096.2 + 595 + 345.1
A = 2733.3 sq. in.
Therefore, the surface area of the figure = 2733.3 sq. in.
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Find the complete question below.
Find the angle between the pair of vectors to the nearest tenth of the degree
The value of angle between the two vectors is 86⁰.
What is the angle between the two vectors?The value of angle between the two vectors is calculated as follows;
tan θ = vy/vx
where;
vy is the sum of the vertical directionvx is the sum of vectors in horizontal direction( -8, 9), (-9, -6)
vy = (-6 - 9) = -15
vx = (-9 + 8) = -1
tan θ = ( -15 ) / ( -1 )
tan θ = 15
The value of θ is calculated by taking arc tan of the fraction,;
θ = tan ⁻¹ ( 15 )
θ = 86⁰
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f(x)=−7x^2+8x+2what is the value of the discriminant of f? how many x-intercepts does the graph of f have?
The discriminant value is 120 and 2 is the x - intercept will have the graph of f.
What is X Intercept?The intercept of a line is the point on a graph where the line crosses an axis. There can be both x and y intercepts on a graph. The x-axis is the horizontal line on the graph, therefore the x-intercept can also be referred to as the horizontal intercept. This is the point where the line crosses the x-axis. At this point, the value of y is zero. The y-axis is the vertical axis on a graph. The y-intercept is the point where the line crosses the y-axis and x has a value of zero.
The function, we have:
[tex]f(x) = -7x^2 + 8x + 2[/tex]
We have to find the value of the discriminant of f and how many x- intercepts of the graph?
Firstly, We have to find the value of discriminant is
[tex]b^2 -4ac[/tex]
[tex]where ,ax^2 +bx+c[/tex]
a= -7, b = 8, c=2
The discriminant is:
= [tex]8^2 - 4(-7) (2)[/tex]
= 64 +56
= 120
This will have 2 real x intercepts because 120 > 0
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Is this right. Don’t know the difference between the stratified and systematic random. Pic below
The difference between the stratified and systematic random sampling is explained below.
Systematic random sampling is a method where every Kth person of the population is chosen to be part of the sample, whereas stratified random sampling is a method where the population is first divided into subgroups, and then drawing a simple random sample from each subgroup.
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