A decrease in the amount of principal owed on a loan is called what?
A. Note reduction
B. Amortization
C. Payment number
D. Unpaid balance
SUBMIT

Answers

Answer 1

The reduction in the principal balance through amortization has a significant impact on the loan's overall cost. As the principal decreases, the amount of interest charged on the outstanding balance also decreases.

the correct answer is B. Amortization.

A decrease in the amount of principal owed on a loan is called amortization.

Amortization refers to the gradual reduction of the principal balance of a loan over time through regular payments. When you make payments on a loan, a portion of the payment goes towards paying off the principal amount borrowed, while another portion goes towards paying the interest charged on the loan.

The process of amortization involves dividing the total loan amount into equal installments or payments over a specified period. With each payment made, a portion goes towards reducing the principal balance. As a result, the outstanding principal decreases over time, leading to the eventual repayment of the entire loan.

Amortization is a common feature in installment loans, such as mortgages, car loans, and personal loans. It allows borrowers to repay the loan gradually rather than in a lump sum, making it more manageable and affordable.

The reduction in the principal balance through amortization has a significant impact on the loan's overall cost. As the principal decreases, the amount of interest charged on the outstanding balance also decreases. This means that over time, a larger portion of each payment goes towards paying off the principal, helping the borrower build equity and ultimately fully repay the loan.

Therefore, the correct answer is B. Amortization.

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Related Questions

if 10 people share 5 cookies , how much cookie does each person get

Answers

Answer:

1/2

Step-by-step explanation:

5 / 10 = 1/2

Fill in the blanks so that the equation has infinitely many solutions.

5y + 6 + 7y = blank (6y + blank)

Answers

Answer:

  5y +6 +7y = 2 (6y + 3 )

Step-by-step explanation:

We can name the blanks 'a' and 'b'. Then we have ...

  5y +6 +7y = a(6y +b)

This will have infinitely many solutions when both sides simplify to the same expression.

  12y +6 = 6ay +ab

To have these expressions be the same, we must have ...

  12 = 6a . . . . same coefficient of y

  6 = ab . . . .  same constant

The first of these equations tells us ...

  a = 12/6 = 2

Then the second equation tells us ...

  b = 6/a = 6/2 = 3

The equation with the blanks filled in is ...

  5y +6 +7y = 2 (6y + 3 )

Hey mathematicians ! Can anyone help me with these problems please ! Will give brainly !

Answers

Answer:

77) YES , 78) YES , 79) NO , 80) YES

Step-by-step explanation:

77) 12/4=3 and 18/6=3 so YES

78) 30/6=5 and 40/8=5 so YES

79) 36/25=1.44 and 48/40=1.2 so NO

80) 15/5=3 and 13.8/4.6=3 so YES

Morgan had 1/2 a box of candy left after the movie she ate 1/2 of that. On the way home and still had 8 pieces left. She give one to her Little brother. How many pieces of candy were in the box when Morgan bought it?

Answers

Answer:

16

Have a good day <3

How do I subtract fractions? Please explain step by step to get marked!

Answers

Answer:

Explained below :)

(I tried my best, sorry if it doesn't make sense.)

Step-by-step explanation:

Example: 1/4 - 1/8= ?

1: Find the common denominator (bottom number)

2: If the common denominator is 8 then you multiply 1/4 by 2/2 to get the denominator of 8. If you needed then you can multiply the other fraction to get the same denominator.

3: Once you get multiply that then you get 2/8 -1/8.

4: Subtract the numerator (top number) 1

5: Keep the numerator (8)

6: Your answer would be 1/8

Malika knows that 230 - 39 = 191.
How can she use that to help her solve 233 - 42 = ?
Use the space and/or the lines below to answer.

Answers

Answer:

she has to minus just as she did before.

Step-by-step explanation:

230-39=191

233-42=191

the reason as to why they have the same answer is because it was first 230 but it later it was 233.so just minus as before.hope it will help goodbye

Answer:

See below

Step-by-step explanation:

She knows the answer is the same because both numbers are 3 higher than the other. She doesn't need to do anything.

What dose f(-2)=3 mean?

Answers

function!

Step-by-step explanation:

this was a function that the answer (y) is equal to 3

and the X is equal to (-2)

Answer:

This is about a function evaluated at a particular point.  You don't get a formula for the function, but there is enough information to say that the ordered pair (-2, 3) is part of the function.

The function's name is f.

The -2 in parentheses is a value for the independent variable ("input"), often designated by the variable  x.

The 3 is the corresponding value of the dependent variable ("output"), often designated by  the variable y.

The expression can be read as:

"f of negative two is equal to 3"

"the value of f at -2 is 3"

How much pizza will each person get if 4 people share
of a pizza equally?
A)1/3

B)1/4

C)1/6

D)3/16

Answers

B 1/4
Explanation: The total number of pizza you need for everyone is 4. Each person gets 1 out of the 4 pieces aka 1/4

Answer: B)1/4

Step-by-step explanation: If you divide a pizza into 4 pieces, each person will get a fourth of the pizza.

Principal = $ 15000, rate = 10% p.a. and time
21/5 years
PLS HELP ASAP

Answers

Answer:

Simple Interest: A=P(1+rt)

A=15000(1+(0.1*4.2))

A=$21,300

Compound Interest:A=P(1+r/n)^nt

A=15000(1+0.1/4.2)^1*4.2

A=$64,500

Step-by-step explanation:

Write the equation in standard form.
y - 10=-2(x-8)

Answers

Answer:

2x + y = 26

Step-by-step explanation:

The standard form of a linear equation is   A x + By = C.

Simplify -2(x - 8)

Multiply -2 by -8

y - 10 = -2x + 16

2x + y - 10 = 16

Add 10 to both sides.

Add 16 and 10

Answer= 2x + y = 26

Which theme is found in this story The Lucky Ticket

Answers

Answer:

In "The Lottery Ticket", Chekhov develops the theme that the love of money can destroy one's satisfaction.

How to find the inverse of 3log3(x+3)+1. Its with a base of 3

Answers

Let [tex]f^{-1}(x)[/tex] be the inverse of

[tex]f(x) = 3 \log_3 (x + 3) + 1[/tex]

Then by definition of inverse function,

[tex]f\left( f^{-1}(x) \right) = 3 \log_3 \left(f^{-1}(x) + 3\right) + 1 = x[/tex]

Solve for the inverse :

[tex]3 \log_3 \left(f^{-1}(x) + 3\right) + 1 = x[/tex]

[tex]3 \log_3 \left(f^{-1}(x) + 3\right) = x - 1[/tex]

[tex]\log_3 \left(f^{-1}(x) + 3\right) = \dfrac{x - 1}3[/tex]

[tex]3^{\log_3 \left(f^{-1}(x) + 3\right)} = 3^{\frac{x-1}3}[/tex]

[tex]f^{-1}(x) + 3 = 3^{\frac{x-1}3}[/tex]

[tex]f^{-1}(x) = 3^{\frac{x-1}3} - 3[/tex]

How is 8/15 written as a mixed number?​

Answers

Answer:

8/15 is already a proper fraction, therefore it cannot be converted to a mixed number. Hope this helps!

Step-by-step explanation:

I need help with this and i dont know how to do it

Answers

Answer:

  see attached

Step-by-step explanation:

In general, you plot the solution to an inequality by placing a dot at the bound, then extending a line in the direction indicated by the inequality.

If the inequality symbol is < or >, the dot will be an open circle.

If the inequality symbol is ≤ or ≥, the dot will be a solid dot. That is the kind of dot needed here.

The boundary (dot) location for x ≥ -8 is at -8 on the number line. The inequality indicates that values of x greater than that are in the solution set, so the line will be shaded to the right of the dot.

The boundary (dot) location for x ≤ -2 is at -2 on the number line. The inequality indicates that values of x less than that are in the solution set, so the line will be shaded to the left of this dot.

Since the values of x must satisfy both inequalities (the conjunction is "and"), the solution set is where the lines overlap—between -8 and -2 on the number line.

_____

Additional comment

I find it useful to write inequalities with the "arrow" pointing to the left. Here, the inequalities would be written ...

  -8 ≤ x and x ≤ -2

Note that x is in the middle when the far left number is less than the far right number. (-8 < -2). That means, the inequality can be written as the compound ...

  -8 ≤ x ≤ -2

When the inequalities are written in this way, with arrow(s) pointing left, the location of the variable relative to the constant is the location of the shaded line relative to the dot representing the constant. Here, the appearance of ...

  -8 ≤ x ≤ -2

effectively shows you that the number line is shaded between solid dots at -8 and -2.

Draw the plot

Can someone plz help me with this

Answers

well, let's take a peek, hmmm the length is hmmm, how much is five times "x"? well 5 * x or just 5x, how about four more than that? well, just 5x + 4.

we know the width is hmmm how much is three times "x"? 3*x or just 3x, how about 2 less than that?  3x - 2.

Check the picture below.

Answer:

↑↑↑↑↑↑↑↑↑↑↑↑↑↑↑↑↑↑↑↑^

Find the area of this parallelogram

Answers

Answer:

260

Step-by-step explanation:

A=bh

A=13 x 20

A=260

the lcm of 5 and 8 is??

Answers

The least common multiple of 5 and 8 is 40. This is because when you go by multiples of 5 and 8 the multiple that is the “smallest number” (LCM) of both numbers is 40. :)

Do not round the answer

Answers

Answer:

75.36

Step-by-step explanation:

 Using the formula C = 2πr, we can calculate circumference.

Since we are using 3.14 for π, we plug that and the radius in.

C = 2(3.14)(12).

When you multiply all that you get 75.36

Two cities, A and B, are mapped on the coordinate plane. How far apart are they from each other?

Answers

I can’t help because I can’t see the coordinate plane.

Does the expressions
[tex] \sqrt{100 - 64} [/tex]
and
[tex] \sqrt{100 - \sqrt{64} } [/tex]
have the same value?​

Answers

Answer:

No. they have a difference in value

the first ans is 6 while the second gives 9.56

The ratio 5/8 to 10/9 has a unit rate of 9/16

True or false

Answers

Answer:

This is false.

Step-by-step explanation:

The easiest thing to do is notice that 8 goes into 16 whilst 9 doesn't so that shows 9/16 would not be the unit rate.

The ratio 5/8 to 10/9 has a unit rate of 9/16 is false.

What is a unitary method?

A unitary method is a mathematical way of obtaining the value of a single unit and then deriving any no. of given units by multiplying it with the single unit.

Given are two ratios 5/8 and 10/9.

The unit rate of (5/8) is (5/8)/(8/8) = 5/8 = 0.625 similary the unit rate of the ratio 10/9 is 1.11.

Now, the unit rate of 9/16 is 0.5625 which is not in the range of two ratio's unit rates.

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A town’s population increases at a constant rate. In 2010 the population was 56,000. By 2012 the population had increased to 81,000. If this trend continues, predict the population in 2016.

Answers

The approximate population in 2016 is 91, 604 population

Let the time taken by the population to increase be "t"Let the number of the population be P

The exponential equation representing the statement is [tex]P=P_0e^t[/tex]

If in 2010 the population was 56,000, then at t = 0, P0 = 56000

Substituting into the formula will give:

P = 56000

If by 2012 the population had increased to 81,000, then:

81000 =  56000e^12k

81000/56000 = e^12k

1.4464 = e^12k

ln1.4464 = 12k

0.3691 = 12k

k = 0.3690/12

k = 0.03076

Get the prediction of the population in 2016.

[tex]P = 56000e^{16(0.03076)}\\P=56000e^{0.49213}\\P = 56000(1.6357)\\P = 91,603.70[/tex]

Hence the approximate population in 2016 is 91, 604 population

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Write an equation but do not solve to show how many letters, L, it would take for these two trophies to cost the same amount.

Answers

Answer:

12 + 0.40L = 14.75 + 0.25L

What is the value of x

Answers

Answer:

5"

root4square+3square=root25

=5

Which expression shows how 8⋅54 can be rewritten using the distributive property?




4⋅50+4⋅4

50⋅8+50⋅4

8⋅50+8⋅4

8⋅50+8⋅54

Answers

Answer:

8 • 54=8 • 50 + 8 • 4

Option C is the right answer

Step-by-step explanation:

Answer:

C I think, sorry if I'm wrong

HELLLLPPPP QUICKKLLLYYYY PLLZZZ VIEW THE QUESTION IN THE PHOTO ATTACHED!!!!

Answers

Answer:

[tex]\sqrt{18a}[/tex]

Step-by-step explanation:

To insert the factor, you must first find its squared value, in this case, 3's squared number is 9 so.....[tex]3=\sqrt{9}[/tex]

Now with square roots, they multiply like any other number

so you end up with[tex]\sqrt{9}*\sqrt{2a} \\\sqrt{9*2a}\\\\\sqrt{18a} <------ ANSWER[/tex]

Please leave a thanks!!!

what is 130mins into hours and minutes?​

Answers

Answer:

Step-by-step explanation:

1 Hour = 60 minutes

60  + 60 = 120 minutes

120 minutes = 2 hours

Add 10 minutes

2 hours 10 minutes = 130 minutes

Hello there. So there are 60 minutes in 1 hour, implying that 120 minutes must be 2 hours.

We need to get to 130 minutes.
We know it will be 2 hours and ____ minutes. 130 - 120 will leave us with 10 minutes. So in total we have 2 hours and 10 minutes.

In the form of a decimal, to work out 2 hours and 10 minutes, we’d need to take 10 and divide it by 60, since there is 60 minutes in an hour. 60/10 = 0.166 reoccurring. Now we can just add the 2 to 0.166 = 2.166667.

if 7 men and 5 womean have applied for job and 3 applicants are randomly selected from the probability that 2 are men​

Answers

The probability is around 60%-75%. Since you didn’t list answer choices I gave my best guess.

The  probability that 2 men are selected is 49/144

Probability is the likelihood or chance that an event will occur.

If 7 men and 5 women have applied for job, the total number of people that applied will be 12 people

Pr(2 men are selected) = 7/12 * 7/12Pr(2 men are selected) = 49/144

Hence the  probability that 2 men are selected is 49/144

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Carter goes out to lunch. The bill, before tax and tip, was $19.55. A sales tax of 3% was added on. Carter tipped 15% on the amount after the sales tax was added. How much tip did he leave? Round to the nearest cent.

Answers

Answer:

$3.02

Step-by-step explanation:

Convert the Percentage to decimals:

3% / 100% = 0.03

15% / 100% = 0.15

3% / 0.03 part:

19.55 * 0.03 = 0.5865

19.55 + 0.5865 = 20.1365

OR, since it was "adde on" you can just use 1.03:

19.55 * 1.03 = 20.1365

15% / 0.15 part:

20.1365 * 0.15 = 3.020475

Round to nearest cent: $3.02

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Seven values on the number line above are marked with letters. Which letters represent integers?

Answers

B C L Abecause I did this it’s weird but you have to trust me
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